Shiza Cma

Result-driven Finance Professional and ICMA Managerial Level candidate with 10 papers successfully passed. Proven expertise in end-to-end ledger management, multi-domain regulatory compliance (FBR/SRB), and advanced financial reporting. Recently completed B.Com (ADC) and currently preparing for upcoming ICMA professional papers. Highly proficient in developing live reporting systems and managing complex reconciliations. Seeking a high-growth role in Internal Audit, Costing, or Corporate Finance.

Accounts Officer at Thardeep Microfinance (2026-01 – 2026-03)

• Execute end-to-end daily financial processing, managing the strict authorization and recording of Bank Payment Vouchers (BPV), Bank Receipt Vouchers (BRV), and Journal Vouchers (JV).
• Calculate and apply applicable withholding taxes (income and sales tax) during the preparation of payment vouchers, ensuring accurate ledger reflection prior to disbursement.
• Perform rigorous weekly bank and general ledger reconciliations, utilizing advanced Excel data analysis to identify anomalies and ensure 100% accuracy in monthly trial balances.
• Serve as the primary checkpoint for financial compliance, verifying transaction thresholds and maintaining strict regulatory standards before payment execution.

Risk & Compliance Assistant at Thardeep Microfinance (2025-09 – 2025-12)

• Managed end-to-end preparation and direct filing of Sindh Sales Tax (SST) and corporate withholding taxes via SRB/FBR portals; executed risk-based AML/CFT screening for client portfolios.
• Served as a primary checkpoint for departmental workflows, ensuring alignment with statutory requirements.

Accounts Intern at National Savings (2025-05 – 2025-07)

• Supported the Know Your Customer (KYC) department in high-volume account verification and screening against AML/CFT watchlists to ensure institutional integrity.
• Assisted in general ledger maintenance, trial balance preparation, and daily cash handling procedures with absolute accuracy.

Bookkeeper at Advanced Dental Care Center (2024-02 – 2025-03)

• Independently managed daily cash flows, matched patient receipts against invoices, and maintained the primary ledger for a high-volume medical facility.
• Reduced operating wastage through strict tracking of medical supplies and overheads, providing monthly profitability insights to management.
• Established a 13-month record of zero-discrepancy between physical cash handled and digital system entries.

Managerial Level in Financial Accounting, Business Laws, Corporate Governance, Costing – Institute of Cost and Management Accountants of Pakistan (ICMA Pakistan)

Bachelor of Commerce (B.Com - ADC) – Allama Iqbal Open University

Assessment of Fundamental Competencies (AFC) – Institute of Chartered Accountants of Pakistan (ICAP)