Shubham Awaghade

Training focused on agriculture loan schemes

Summer Internship Program (SIP) trainee - PDCC Bank - Pune

Training focused on agriculture loan schemes

• Gained comprehensive understanding of various agriculture loan schemes offered by PDCC Bank, including Short Term (Crop Loans), Medium Term (e.g., for orchards, dairy, poultry, farm mechanization, irrigation), and Long-Term loans (for asset creation, land development, etc.), catering to diverse farmer needs in the Pune district.
• Assisted in the end-to-end loan application process for agricultural clients, from initial inquiry and eligibility assessment to documentation and disbursement, ensuring adherence to bank policies and regulatory guidelines.
• Conducted in-depth analysis of financial statements, land records, and project proposals submitted by farmers to assess creditworthiness and feasibility of agricultural projects.
• Participated in field visits to agricultural lands and farms to verify collateral, assess crop health, and understand ground-level challenges faced by farmers, contributing to informed lending decisions.
• Assisted bank officers in preparing loan appraisal reports and ensuring compliance with KYC and other mandatory banking procedures.

Sales Assistant Manager - Square Yard - Baner Pune

(2023-07 - 2023-09)

• Handling the full sales cycle from lead generation to closing deals for various types of properties (residential, commercial, land, etc.).
• Building and maintaining strong relationships with prospective and existing clients.
• Effectively negotiating terms and conditions between buyers and sellers.
• A solid understanding of the local Pune real estate market, including property values, trends, and key areas.
• Experience in various lead generation techniques relevant to the Pune market.
• Familiarity with the legal and administrative processes involved in real estate transactions in Maharashtra.
• A good understanding of different types of properties, their features, and their market appeal in Pune.

Diploma in Taxation Law - Taxation Law (2024-04)

Master of Business Administration - HR & Finance (2023-03)

Bachelor of Commerce - Commerce (2021-03)

Higher Secondary Certificate or Higher Secondary School Certificate (2018-03)

Secondary School Certificate (2016-03)