Shubham Awaghade

Summer Internship Program (SIP) trainee - PDCC Bank - Pune

Training focused on agriculture loan schemes

Gained comprehensive understanding of various agriculture loan schemes offered by PDCC Bank, including Short Term (Crop Loans), Medium Term (e.g., for orchards, dairy, poultry, farm mechanization, irrigation), and Long-Term loans (for asset creation, land development, etc.), catering to diverse farmer needs in the Pune district.
Assisted in the end-to-end loan application process for agricultural clients, from initial inquiry and eligibility assessment to documentation and disbursement, ensuring adherence to bank policies and regulatory guidelines.
Conducted in-depth analysis of financial statements, land records, and project proposals submitted by farmers to assess creditworthiness and feasibility of agricultural projects.
Participated in field visits to agricultural lands and farms to verify collateral, assess crop health, and understand ground-level challenges faced by farmers, contributing to informed lending decisions.
Assisted bank officers in preparing loan appraisal reports and ensuring compliance with KYC and other mandatory banking procedures.

Sales Assistant Manager - Square Yard - Baner Pune

(2023-07 - 2023-09)

Handling the full sales cycle from lead generation to closing deals for various types of properties (residential, commercial, land, etc.).
Building and maintaining strong relationships with prospective and existing clients.
Effectively negotiating terms and conditions between buyers and sellers.
A solid understanding of the local Pune real estate market, including property values, trends, and key areas.
Experience in various lead generation techniques relevant to the Pune market.
Familiarity with the legal and administrative processes involved in real estate transactions in Maharashtra.
A good understanding of different types of properties, their features, and their market appeal in Pune.

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