Shyam Singh

Seeking dynamic opportunities within the Banking industry to leverage my skills and drive growth for a progressive organization.

State Collection Manager - Ring & Kissht Finance

(2025-09)

• Managed the collection of outstanding Unsecured loans
• Conducted regular follow-ups with City Manager and FOS
• Ensured DRR, Target, Visit Cash pendency

Area Collection Manager - L & T Finance - Muzaffarpur

(2024-08 - 2025-09)

• Managed the collection of outstanding TW loans
• Conducted regular follow-ups with agency and FOS
• Ensured timely deposition within TAT
• Achieved Company required target of collection

Area Collection Manager - YES BANK LTD - Patna (Bihar & Jharkhand)

(2023-11 - 2024-11)

Managed and oversaw the collection of outstanding Unsecured Loan (Credit Card)

Collection Manager - Hero Fincorp Ltd - Muzaffarpur

(2021-09 - 2023-11)

• Engaged in regular follow-ups with agency Team Leaders & Field Officers
• Successfully converted Non-Performing Assets (NPAs) into regular paying customers
• Maintained consistent Debt Recovery Ratios (DRR) within the assigned area
• Managed and collected outstanding debts of TW, LPL, OMPL, UC collection
• Coordinate regular follow-up with agency TL & Fos
• Maintained a regular DRR to ensure timely payments

Collection Manager - HDFC BANK LTD - Muzaffarpur

(2018-06 - 2021-09)

• Managed the collection of outstanding unsecured loans
• Conducted calls and visits to customers as necessary
• Successfully converted non-performing assets (NPAs) to regular paying customers
• Exceeded target by achieving 95% collection rate

Sales Executive and Collection - AXIS Securities ltd (Axis bank Ltd)

(2016-09 - 2018-05)

• Responsible for Sourcing Tractor Loan business
• Responsible for Customer documentation
• Responsible for handling various dealers and extracting business from them
• Responsible for disbursement of files within TAT

Processing Officer - HDB Finance ltd (HDFC BANK LTD) - Muzaffarpur

(2014-07 - 2016-08)

• Responsible for handling day to day banking operations related to Clearing and CMS
• Responsible for house keeping activities and voucher management
• Responsible for cheques punched in CTS clearing at Muzaffarpur

B.COM - Accounts Hons. - S.N.S. College, Muzaffarpur (2010)

12th - N.T. College, Muzaffarpur (2007)

10th - Bihar School Examination Board, Patna (2005)