Siddharth Pandya

7 year of Experience in Digital Lending Platform and Fintech Sales.

Cluster Sales Manager - Muthoot Finance Ltd. - Gujarat

(2025-01)

Handling Personal / Business loan team for entire Gujarat location. Team size – 50 BDO & 10 Sales manager.

• Target Achieved: JFM 24-25 (Q4) – 120%
• Target Achieved: AMJ 25-26 (Q1) – 134%
• Target Achieved: JAS 25-26 (Q2) – 180%
• Target Achieved: OND 25-26 (Q3) – 213%
• Target Achieved: JFM 25-26 (Q4) – 205%
• Target Achieved: AMJ 26-27 (Q1) – 138%
• Cross sell and Up-sell of LI, HI, Wallet and other products
• Ensure Post Disbursement Service, Sales Quality and Complaints Handling
• Responsible for Team Training and Increase Digital Penetration (Imuthoot App)

Deputy Sales Manager | Unsecured Business loan - Lendingkart Finance Ltd.

(2018-01 - 2025-01)

Started as Loan specialist (Business Loan) selling Unsecured Business Loan, collecting documents, and logging business loan files. Passed Internal Job Posting and moved to FinOps Department where documents were checked and verified, customer CIBIL fetched and customer banking converted into Perfios. Passed Quality Department IJP and audited Loan Specialist department and Finops.

• Promoted as Team lead - Loan Specialist (Business Loan): Handled Team of 10 LSP with target achievement in Business loan, Shrinkage/attrition planning and hiring
• Promoted as Assistant manager - Loan Specialist (Business Loan): Team Management, Target allocation and achievement, Cross function (Credit and Operation) coordination to make digital flow smooth, Lead Filtration and churning for Dialer Calling
• Promoted as Deputy Manager Acceptance Team (Business loan): Handling MSME Business loan team of 20 member, Manage/increase Terms offer to Agreement ratio by Negotiation ROI/PF, Target Achievement in Business loan and Cross sell, Sync-up with Credit team, Co-lending team as per Customer documents

Bachelor of Engineering - Electronics and communication - Gujarat Technological University (2014)

12th Board - Krishna Science School- Rajkot (2010)

10th Board - SGVP – Ahmedabad (2008)