Junior Finance Manager - Amina Bank
(2025-04)
- Calculated and filed quarterly Swiss VAT returns for CHF 4M of taxable transactions, ensuring zero penalties and full regulatory compliance.
- Identified and corrected VAT mismatches and ineligible credits reducing the tax liability by CHF110K for Q4 2025, preventing tax leakage and future audit exposure.
- Managed monthly accruals and prepayments to ensure accurate P&L, reliable MIS, and clean budget-vs-actual and forecast reporting.
- Executed regulatory reporting for the ADGM branch, ensuring accurate and timely submissions through the EPRS platform while maintaining full compliance with regulatory and financial reporting requirements.
- Worked closely with the HR team to transition payroll for one of our entities in-house, resulting in cost savings and improved control. Also liaised with the Treasury team to ensure smooth operational execution of this monthly.
- Managed end-to-end invoicing operations, ensuring accurate, timely payment in accordance with contracts and financial controls, contributing to healthy cash flows and reduced penalties on late payments.
- Identified cost-saving opportunities by conducting a comprehensive review of all transactions since bank inception, detected multiple auto-renewing expenses and collaborated with budget owners to rationalise and terminate non-essential commitments, resulting in annual savings of ~CHF 500K.
- Developed KPI reports and investor updates for the CFO to support performance monitoring, forecasting, and stakeholder communication.
- Built Power BI data models by integrating and cleansing multiple source tables from workflow systems to ensure accurate and consistent input data.
- Performed bank reconciliations of 120 bank accounts to ensure data accuracy and strong financial controls
Project Advisory & Structured Finance – Summer Intern - SBI Capital Markets Limited
(2024-04 - 2024-05)
- Conducted in-depth comparative analysis of data center technologies, identifying key trends and recommending strategic technology adoption for operators. Delivered 60+ comparative findings which were used in client onboarding process.
- Performed market research and feasibility studies for reverse mergers of a PayTech company, analyzing financial and market viability for strategic business decisions.
Founder - Bhushan
(2018-02 - 2023-12)
- Owned end-to-end budgeting, forecasting, and monthly financial planning, including budget vs actual variance analysis, cash flow, and working capital forecasting to drive profitability and liquidity.
- Managed receivables, payables, inventory cycles, and cash flow forecasting.
Industrial - Bharat Petroleum Corporation Limited
(2016-05 - 2017-05)
- Assisted in the preparation and review of financial statement notes, contributing to accurate financial reporting.
- Managed and ensured timely payment of all statutory dues, maintaining regulatory compliance. Conducted monthly stock reconciliations across 30+ COCO (Company Owned, Company Operated) units, ensuring inventory accuracy and alignment with financial records.
Audit Associate - Deloitte Haskins & Sells
(2014-07 - 2016-05)
- Assisted all phases of audit procedures, including audit planning, business process reviews, substantive testing, and ICoFR testing, ensuring accurate preparation of audit findings.
- Led a market research assignment for "ET Awards," directly reporting to the Partner, providing strategic insights for business decisions.
