Zonal Dept Service Head - Vistaar Financial Services
(2024-12 - 2026-03)
- Managing soft & hard bucket team & portfolio
- Handling legal activities: SARFAESI, Arbitration, Sec 138, Criminal complaints
- Assessing customer strength and identifying resolution strategies for chronic accounts
Area Collection Manager - Indostar Capital Finance Ltd
(2016-07 - 2024-12)
Started at IIFL in July 2016; IIFL was acquired by ICFL in April 2019
- Responsible for Soft & Hard bucket CV collections in Salem & Attur Areas
- Initiated legal actions for NPA bucket cases, recovery, repo activities, and revenue collections
- Consistent performance in managing group accounts and achieving targets
Area Receivables Manager - Cholamandalam Investment & Finance Co.Ltd
(2004-08 - 2016-07)
- Joined as Assistant Manager for 3 WLR collections and brought the portfolio under control
- Promoted as Branch Receivables Manager in 2009 for Salem & Dharmapuri branches
- Promoted as Area Receivables Manager in 2012 for mid-bucket collections
- Initiated legal actions on chronic/skip/NPA bucket cases
- Managed soft bucket collections in Dharmapuri area at time of relieving
Assistant Manager - Sales & Collections - Kinetic Lease & Finance Co.Ltd
(1999-08 - 2004-08)
- Coordinating with Area Sales Manager and scrutinizing proposals for sanction
- Monitoring team activities and reporting
- Achieving sales & collection targets
- Resolving chronic, skip and problematic accounts
- Enhancing collection effectiveness with a smooth approach
Senior Service Executive - Tridawn Pharmacueticals Pvt Ltd
(1994-04 - 1999-08)
- Recruiting wholesale distributors
- Train & motivating sales representatives
- Achievement sales targets
- Promoted to Senior Service Executive within two years
- Appointed Distributors all over TN and increased overall Sale during my service
