Business Consultant – Risk at Ernst and Young (EY) (2024-09 – Present)
- Managed Transaction Monitoring projects for banking clients across EMEA, APAC, and the US, investigating individuals and entities for potential financial risks.
- Reviewed L1/L2 transaction monitoring alerts, including system-generated alerts and internal escalations.
- Conducted detailed investigations using Actimize and proprietary systems to identify suspicious transactions, fraud patterns, and anomalies.
- Prepared and filed Suspicious Activity Reports (SARs) in line with FinCEN guidelines and Unusual Activity Reports (UARs) as per FIU standards.
- Monitored transactions across credit/debit cards, wire transfers, and ACH to identify potential fraud and suspicious activity.
- Analysed high-risk transactions and accounts, identifying fraud trends and recommending proactive measures to minimise losses.
- Managed live queues and appeals, resolving queries and ensuring timely completion of investigations and deliverables.
- Supported internal audits, addressed discrepancies, and coordinated with client stakeholders for timely resolution.
- Prepared KPI and performance reports to track team deliverables and operational performance.
- Supported and trained team members to improve process efficiency while meeting client expectations and compliance standards.
Fraud Analyst at Objectwin Technologies India Pvt Ltd (2024-02 – 2024-07)
- Analysed transaction and customer trends to identify money laundering and fraud risks, including account takeover, profile takeover, and identity theft.
- Investigated unusual and suspicious transactions to identify potential financial crime risks.
- Conducted Sanctions Screening, KYC, and Customer Due Diligence (CDD) in line with compliance requirements.
- Used tools such as Equifax, Experian, LexisNexis, and Talon for customer verification, risk assessment, and investigations.
- Maintained effective communication with law enforcement agencies to support investigations and provide relevant information when required.
Advisor 2- Financial Investigation Unit at Concentrix Daksh India Pvt Ltd (2023-04 – 2024-01)
- Monitored transactions for L1/L2 Alerts triggered and made decisions based on the analysis.
- Reviewed transactions on the account to understand if there was any suspicious activity.
- Broke down patterns involved in money laundering through transaction patterns.
- Produced detailed investigation reports to Regulatory authorities and legal bodies.
- Prepared and submitted AML reports (SARs, STRs) and regulatory filings as per regulatory requirements.
- Knowledge of AML laws and regulations (BSA, OFAC). Sanctions Screening, Due diligence, and KYC.
- Reviewed source of funds, Source of wealth, Corporate KYB related documents to ensure relevance to parties in the investigation.
Transaction Risk Analyst at Amazon Development Centre (2020-03 – 2023-04)
- Monitored and investigated L1/L2 transaction alerts to identify fraud risks and potential money laundering patterns.
- Analysed transaction and order patterns to identify suspicious activity and financial crime risks.
- Reviewed suspicious reports and transactions to detect fraudulent activity and money laundering patterns.
- Investigated customer accounts and transaction history to identify unusual behaviour and potential risks.
- Led team projects, delegated tasks, and provided feedback to improve team performance and deliverables.
- Coached and trained team members on fraud prevention and investigation techniques.
- Prepared and filed SARs in accordance with regulatory standards and reviewed suspicious activity reports as part of investigations.
- Initiated and supported fraud mitigation and AML projects to strengthen prevention and compliance processes.
BDE at Stock Holding Corporation of India Ltd (2018-11 – 2019-12)
- Successfully closed new business deals, contributing to revenue growth.
- Generated and qualified new leads, converting prospects into clients.
- Built and maintained strong client relationships while ensuring customer satisfaction.
- Implemented effective business development strategies to drive new opportunities.
- Conducted market research to identify potential clients, market trends, and new business opportunities.
