Sruti Sruti

Detail-oriented and compliance-focused mortgage operations professional with 2 years of experience in employment verification, loan documentation review, Mortgage Loan Processing & Underwriting Support and borrower eligibility assessment. Skilled in liaising with employers, ensuring adherence to lending regulations, and maintaining accurate records to support timely loan approvals. Adept at balancing speed, accuracy, and regulatory compliance in high-volume mortgage environments.

Loan Processing Assistant - Mphasis

(2024-08)

• Supported mortgage processors by gathering and validating borrower employment, income, and asset documentation.
• Document Review focus areas we are verifying like credit history, income, employment stability, property details and asset verification
• Request and gather borrower documents, including pay stubs, W2, tax returns and bank statements
• Reviewed VOE forms for completeness and accuracy before submission to underwriting.
• Assisted in preparing loan files for closing, ensuring all verification steps were documented for compliance audits.
• Contributed to a 15% improvement in processing turnaround time through proactive follow-ups and streamlined communication.
• Provide a checklist documents for self-employed borrowers
• Conduct employment and income verifications for 100+ mortgage applications weekly, ensuring accuracy and compliance with lender and regulatory requirements.
• Communicate with HR departments, payroll providers, and third-party verification services to confirm borrower details within strict deadlines.
• Maintain meticulous records in the Loan Origination System, reducing rework and audit findings by 20%.
• Collaborate with loan processors and underwriters to resolve discrepancies, expediting loan approval timelines.

Operations Executive - RERA Consultancy LLP

(2023-05 - 2024-08)

• Advised developers on RERA guidelines, including layout approvals, and Residential/Commercial buildings
• Prepared and filed Quarterly, annual and project extension reports on RERA portal, reducing compliance risks
• Document Verification for Real estate process
• Aim to provide help to the buyers, promoters and RERA approved real estate agents
• Agent and project related documents collecting and updated through online applications to create a profile in RERA
• Preparing drafts for Allotment Letter, AOS, Form B, Authorization letter.
• Prepared and Filed Form-1, Form-2 an Form-3 for quarterly compliance, ensuring timely updates on state RERA portals.
• Followup with customers, any requirements or pending documents to be processed

Desktop Manager - Innovative Lifts

(2017-12 - 2021-10)

• Maintaining employee attendance and salary based records
• Handling Purchase and sales invoices and submitted for audit
• Ordering for material which is required for new/old lifts
• Maintaining excel based Ledger reports for each and every customer.

M.Tech - DRK Institute Of Science And Technology, Bowrampet, Hyderabad (2015 - 2017)

B. Tech - Computer Science - Gurunanak Institute Of Engineering And Technology, Ibrahimpatnam (2010 - 2014)

Intermediate - MPC - New Vision Junior College, Kukatpally, Hyderabad (2008 - 2010)

Matriculate - SSC - ST. Theresa’s Girls High School, Sanathnagar, Hyderabad (2008)