Subho Sil

MICROFINANCE

Talent

Baidyabati, West BengalMember since July 21, 2026

Business developmentOperations managementCash handlingStrong leadership

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Business developmentOperations managementCash handlingStrong leadership

About

Dynamic professional with a proven track record at Asirvad Micro Finance, excelling in business development and operations management. Achieved a 25% increase in active borrowers while leading a team to optimize collection efficiency. Strong leadership and cash handling skills drive consistent performance and compliance in high-stakes environments.

Experience

ASSISTENT BRANCH MANEGER at ASIRVAD MICRO FINANCE (2025-09 – Present)

Led a team of 8 field operations staff, optimizing their collection efficiency and disbursement accuracy.
Expanded active borrower base by 25% through targeted rural community outreach.
Managed a gross loan portfolio valued at ₹14.50 Crores across 5200 customers.
Disbursed Jan-Mar - 1.6cr,Apr to jun- 1.5cr, JULY -.55CR ensuring 100% compliance with KYC norms.
NPA Collected overall 26L From last 7 Months (Q4,Q1) And Fresh member collection percentage - 99.30 avarage per month.

FIELD COLLECTION OFFICE at ASIRVAD MICRO FINANCE (2025-02 – 2025-09)

Manager Non-performing asset (NPA) Portfolios of Rs 3 Crores and executed strategic write-off procedures (Rs 12L).
Recovered ₹18L NPA over 8 months in 2025.
Maintained consistent monthly inflows, collecting ₹5L (March), ₹3L (April), and ₹2.5L (May).
Accelerated Q3 performance by capturing ₹7.5L in NPA recoveries during the June-August.

FIELD DEVELOPMENT ASSISTANT at ASIRVAD MICRO FINANCE (2021-10 – 2025-01)

Directly oversaw collection (Hard+Fresh Both), Disbursement and Managed a portfolio of 1500 clients. In F.Y.2023-24, I have contributed total sanctioned around Rs2.7Crore in DANKUNI branch of KOLKATA Region. In F.Y.2022-23, I have contributed total sanctioned around Rs 1.5 Crore in DANKUNI branch of CONTAI Region.