Suhel Khan

MBA (Finance) professional with 2+ years of experience in Credit Risk Analysts and Underwriting across NBFCs, handling secured and unsecured loans up to ₹1 Cr. Strong expertise in Financial Analysis, FOIR, CAM preparation, Due Diligence, and Portfolio Monitoring. Proficient in Advanced Excel, SQL, and MIS Reporting.

Credit Manager - Edgro Finance Private Limited

(2025-05 - 2025-08)

• Underwrote education loans end-to-end, ensuring 100% policy compliance.
• Improved processing accuracy by 20% through structured credit evaluation.
• Held L4 sanction authority for high-value approvals.
• Prepared Credit Assessment Reports evaluating FOIR, financial health & repayment capacity.
• Coordinated with senior leadership to align credit decisions with business priorities.

Credit Underwriter - TruCap Finance Ltd

(2023-01 - 2023-12)

• Managed secured & unsecured loan underwriting up to ₹25 lakh.
• Conducted PD (tele/video) and performed preliminary risk assessment.
• Prepared CAM for ₹5–25 lakh cases and monitored MIS reporting.
• Collaborated cross-functionally to improve approval efficiency.

Credit Officer - Dhanvarsha Finvest Ltd

(2022-07 - 2023-01)

• Streamlined login-stage credit processing, reducing file delays by 30%.
• Conducted due diligence: PAN, Aadhaar, GST, ITR verification & background checks.
• Initiated FI/FCU investigations and resolved underwriting queries.

MBA - Finance - Thakur College of Engineering & Technology (2024 - 2026)

BCom - Accounting & Finance - N.S.S College of Commerce (2019 - 2022)

XII - Commerce - Dr. Ambedkar College of Commerce (2018 - 2019)

X - Dr. Antonio Da Silva Technical High School (2016 - 2017)