Relationship Manager, Business Banking Group, AVP-1 - IndusInd Bank
(2025-05)
- Acquisition of New to Bank MSME relationships for MSME Customers
- Sourcing business through Channel Partners and Bank channels for Working Capital Facilities, Term Loan and Trade Finance Products through loan officers
- Build assets book by extending Working capital facilities and Term loans to MSME clients
- Collaborate with the Risk, Operations and Service teams to ensure delivery better TAT of Loans delivery and smooth on-boarding of the client
- Co-ordination with credit for CAM approval, deferral waiver / extension and local ops for disbursement, TOD limit setting, Submission of Stock Statements, Insurance renewals, Plant & Site Visit etc.
Relationship Manager, Business Banking - Saraswat Co-op. Bank
(2025-03 - 2025-05)
- Sourcing the NTB clients through DSA channels and Branches
- Understanding client's business model & requirement and handling negotiations with client
- In-depth credit analysis of client for preparing & presenting the proposal note on various Fund-Based & Non-Fund Based Working Capital, Term Loan & LRD
- Initiate legal, valuations & title search of particular property & co-ordinate with legal & valuer
Business Relationship Manager, Business Banking - Kotak Mahindra Bank
(2022-10 - 2025-03)
- New client acquisition and exploring new business
- Understanding client's business model & requirement and handling negotiations with client
- In-depth credit analysis of client for preparing & presenting the proposal note on various Fund-Based & Non-Fund Based Working Capital, Term Loan & LRD
- Security creation on assets and ensuring sufficient tangible collateral cover is maintained upon analysing valuations report book value / market value of security
- Ensuring internal documentation, memos & clearances are timely completed by Co-ordinating with Legal, Compliance, Trade Services, Products and Operations team.
Business Development Manager, SME - Standard Chartered Bank
(2020-02 - 2022-09)
- Source new business of mortgages loan via DSA's & Bank channels
- Handle customer enquiry in professional way to ensure a high level of customer satisfaction of Business client
- Provide end-to-end processes of mortgages loan, follow up with customers on loan documents & ensure smooth & speedy drawdown
- Mortgage loan cases to be sanction & disbursement in Turnaround Time (TAT) with the Co-ordination of Credit, Operation & FCU team
- Adhere to all policies, guidelines & procedures, comply with local regulatory requirements
Relationship Manager, Retail Banking - DCB Bank Ltd
(2018-11 - 2019-12)
- Generate new business of mortgages loan through DSA channels
- Mortgage loan cases to be sanction & disbursement in Turnaround Time (TAT) with the Co-ordination of Credit, Operation & RCU team
- Provide end-to-end processes of mortgages loan, follow up with customers on loan documents & ensure smooth & speedy drawdown
- Initiate legal, valuations & title search of particular property & co-ordinate with lawyer & valuer
- Cross selling of loan & property insurance
Business Development Manager - Standard Chartered Bank
(2014-09 - 2018-10)
- Generate new business of mortgages loan via DSA's & Bank channels
- Handle customer enquiry in professional way to ensure a high level of customer satisfaction
- Provide end-to-end processes of mortgages loan, follow up with customers on loan documents & ensure smooth & speedy drawdown
- Mortgage loan cases to be sanction & disbursement in Turnaround Time (TAT) with the Co-ordination of Credit, Operation & FCU team
- Adhere to all policies, guidelines & procedures, comply with local regulatory requirements
Mortgage Sales Officer - ICICI Bank Ltd
(2010-08 - 2014-08)
- Handled Wealth Channel Portfolio of customers base for their mortgage's requirements
- Evaluate, recruit, hire & motivate new incumbents & distribution channels
- Achieve the monthly individual & branch target
- Cross selling of property & loan insurance
- Mortgages loan cases to be sanction & disbursement in Turnaround Time (TAT) with the help of Credit, Operation & RCU team
Officer - ADFC Pvt Ltd Co (Sister concern of HDFC Bank)
(2006-07 - 2010-07)
- Personal loan, Business loan & Education loan cases audit & disbursement after sanctioned from Credit team
- To check the updated KYCs with signatures of all customers
- Personal, Business & Education loan cases to be disbursed in Turnaround Time (TAT) after Sanctioned from Credit team
- Disbursed cases to be sent to Central Processing Unit (CPU) & maintain daily MIS
