Suraj Singh

Wealth Management professional with 8+ years of experience in banking and investment advisory, specializing in HNI/UHNI client relationships, portfolio management, and wealth solutions. Expertise in bonds, PMS, AIFs, structured products, derivatives, asset allocation, tax planning, and portfolio construction. Proven ability to drive AUM growth, acquire and retain clients, and deliver tailored investment strategies while ensuring regulatory compliance.

M.Sc. in Banking & Finance, KEDGE Business School, France.

ASSISTANT VICE PRESIDENT - NUVAMA WEALTH - RANCHI, INDIA

(2026-03)

• Manage a ₹200+ crore portfolio for HNI & UHNI clients.
• Advise on Bonds, PMS, AIFs, Structured Products, Derivatives, and Hedge Funds.
• Design portfolio construction and asset allocation strategies.
• Provide tax planning and customized wealth solutions.
• Identify investment opportunities across asset classes.
• Drive client relationship management, AUM growth, and business development.
• Conduct portfolio reviews while ensuring regulatory compliance and risk management.

TRADE FINANCE CONSULTANT - EURO EXIM BANK - PARIS, FRANCE

(2025-03 - 2025-07)

• Advised clients on trade finance instruments (LCs, SBLCs, BGs) ensuring compliance with UCP, AML & KYC norms.
• Developed new client relationships, generated leads, and supported exporters/importers in securing trade finance solutions.
• Reviewed and verified trade documentation, mitigating transaction and credit risks.
• Coordinated with internal teams and correspondent banks to ensure smooth execution of trade finance transactions.

BRANCH MANAGER - DCB BANK - DHANBAD, INDIA

(2024-02 - 2024-08)

• Led branch operations for 5,000+ monthly customers with 100% compliance.
• Managed 25 staff; increased productivity by 20% through training and performance tracking.
• Handled 150+ HNI clients, boosting premium product uptake by 30%.
• Managed a ₹140 crore+ portfolio with 98% accuracy in budgeting and reporting.
• Increased branch revenue via 80% more loan sales, 70% deposit growth, and 42% rise in investment products.

SENIOR MANAGER - KOTAK MAHINDRA BANK - KOLKATA, INDIA

(2022-02 - 2023-12)

• Managed ₹110 Crore+ in business accounts and mutual fund portfolios with a focus on growth and retention.
• Led a team of 14; set performance targets and boosted sales by 18%.
• Advised 100+ HNI and UHNI clients with customized financial and wealth management solutions.
• Increased revenue by 82% through strategic cross-selling of banking and investment products.
• Conducted market analysis, ensured regulatory compliance, managed risk, and reported to senior management.

SENIOR RELATIONSHIP MANAGER - KOTAK MAHINDRA BANK - RANCHI, INDIA

(2020-05 - 2022-01)

• Managed ₹75 Crore + in business accounts and loan portfolios with risk control.
• Increased deposits by 20% through client acquisition and retention.
• Facilitated 1200+ SIPs to enhance mutual fund returns.
• Boosted revenue by 75% via cross-selling and client relationship management.
• Advised 100+ HNI/UHNI clients with personalized wealth solutions.

RELATIONSHIP OFFICER - KOTAK MAHINDRA BANK - RANCHI, INDIA

(2017-09 - 2020-04)

• Managed ₹40 Crore + business accounts, driving portfolio growth and efficiency.
• Facilitated 850+ SIPs to enhance mutual fund returns.
• Increased revenue by 20% through cross-selling and acquisition.
• Advised 80+ HNI/UHNI clients on customized wealth strategies.
• Ensured strong client relationships and regulatory compliance.

M.SC - BANKING & FINANCE - KEDGE BUSINESS SCHOOL (2024-08 - 2026-02)

POST GRADUATE DIPLOMA - RELATIONSHIP BANKING - MANIPAL UNIVERSITY (2016-08 - 2017-08)