Sureshkumar Sakkarai

To obtain a challenging and responsible position in a renowned organization and contribute to its growth and success, all the while engaging in new learning experiences and exhibiting my skills with utmost dedication

Client Solutions Manager – CSM (WC and SME Loans) at TEAM ADVISORS PRIVATE LTD (2025-10 – 2026-04)

• Managed end-to-end processing of SME and working capital loan proposals, including documentation, verification, and credit appraisal support.
• Assessed financial statements (P&L, Balance Sheet, Cash Flow) of small and medium enterprises to evaluate creditworthiness.
• Coordinated with relationship managers and credit teams for loan structuring, limit setting, and risk evaluation.
• Handled preparation and review of credit appraisal notes (CAN) and loan sanction proposals.
• Ensured compliance with banking regulations, KYC norms, and internal credit policies.
• Monitored existing SME loan accounts for repayment behavior, renewal, and working capital utilization.
• Supported evaluation of working capital limits such as cash credit, overdraft, and bill discounting facilities.
• Interacted with MSME clients to understand business needs, cash flow cycles, and funding requirements.
• Conducted periodic portfolio review and risk monitoring for SME loan accounts.
• Supported achievement of Organization/business targets for SME lending and focus to increase the AUM.

Relationship Manager – ECRM (Trade & Forex with WC) at INDUSIND BANK LTD (2022-01 – 2025-05)

• Quality new acquisition of Global Trade Accounts (Import and Export) through Cold call, Industrial activity, MCA Data, Branch Leads and Referrals.
• New to bank such as Trade current account, Trade account activation and Trade income from exiting accounts along with product holding with LAP and Working capital.
• Focusing the NTFX, IDPMS, and EDPMS Clearing as per client given documents through the help of back end team's.
• To advising client on other good products working capital like OD, CC, LC, BG, Buyer's Credit, PCFC, Bill Discounting, TL.
• Focusing the Small Medium Enterprise (SME Group), HL/LAP, Business loan etc.
• Principal responsibility involves performing end to end life cycle in sourcing of Trade accounts, Trade transaction services and working capital acquisition and LAP implementation with HNI Clients.
• Mainly focusing the clients which is having the Fund and Non fund based loans and executing the same till achievement of goals, and increasing the acquisition value of existing books.

Relationship Manager – Premium Accounts at RBL BANK LTD (2021-03 – 2022-01)

• Acquiring & Managing Current Account portfolios of the Branch for incremental deepening value, sourcing high end Current accounts for trade transaction services and working capital acquisition.
• Managing customer relationships & addressing both service & sales queries for customers with an objective to engage & retain customers
• Identifying new segments of Current account and set up new trade verticals for prospective business opportunities at different locations new to the bank.
• Sourcing Trade and Forex customers & thereby generating fee based income along with focusing the working capital and LAP clients.

Relationship Manager – EEG (Working Capital) at HDFC BANK LTD (2019-09 – 2020-10)

• Working Capital portfolio handling for assigned Branch's and aggressive sales plans.
• Highest levels of Service to the High Net worth Customers.
• Regular Branch Interaction for lead generations.
• Preparing CAM Approval, Deferral Waiver / Extension and other customer requirements like Buyers Credit, TOD's.
• Review KYC Profile making sure new clients is being profile properly and avoids any risk, such as money laundering, fraud, etc...
• Analyze and resolve client queries in accurate and timely manner.

Relationship Manager at INDIA INFOLINE FINANCE LTD (2017-11 – 2019-09)

• Sourcing the Business Loan in the market through Network / Cold calling / References.
• Achieve the sales revenue target allocated for the defined period.
• Coordinating with credit team for solving the queries of login, sanctioning & Disbursement.
• Responsible for periodic achievement of the customer acquisition & revenue targets.

Assistant Branch Manager (ABM) at VISTAAR FINANCIAL PRIVATE LTD (2016-04 – 2017-02)

My objective is to make finance available for LAP and Mortgage loan at a reasonable cost, which is delivered in a transparent manner.

• Responsible for the overall market potential for LAP financing Micro-enterprises is largely untapped. The micro-enterprises such as Dairy, Power loom, Handloom, Home based industries, Handicrafts, etc...
• Recruiting simultaneously DSA's assisting them in achieving their targets and driving them towards company goals.
• Focusing the LAP for new entity and existing customers by way of renewal and fresh acquisition, managing internal and external customer's relationships to ensure customer satisfaction.

Deputy Manager at SHRIRAM CITY UNION FINANCE LTD (2014-05 – 2016-04)

Team Handling

• Offering customized Mortgage loans and LAP to the Small Enterprise segments.
• Loans are customized to suit the requirements of the customers after having assessed and understood their business model.
• Responsible for all Quality of Document and producing Sanctioning letter to the corresponding customer to the amount to be disburse. Achieving the target of Mortgage and LAP loan to the all open market and existing customers.

Document Specialist at WILLIAMS LEA India Pvt Ltd (2011-02 – 2012-09)

• Production of documents using MS Word, MS Excel and MS PowerPoint as per client's specification and creating the logo in multimedia tools.
• Responsible for quality of his/her job and should strive for producing documents with nil errors.
• Responsible for production of these documents within the specified timeframe.
• Responsible for informing Workflow coordinator or Client manager in case of unavoidable delays during execution of the job.
• Ensure accuracy, quality and consistency of designed documents and reports.
• Responsible for communication with Workflow coordinators and Project coordinators regarding QC related issues.
• Responsible for quality of his/her job and should strive for producing documents with nil errors and produce the documents within the specified time frame.

MCA in Computer Application – Sri Ramakrishna Engineering College (2011-05)

B.Sc in Computer Science – Thiagarajar College of arts and science (2008-05)

HSC in Bio-Mathematics – St.Mary's Hr.Sec.School (2005-05)

SSLC – St.Mary's Hr.Sec.School (2003-05)