Deputy Manager – Cash Management Services, GL Reconciliation and BRS - Fincare Small Finance Bank (merged with AU Small Finance Bank)
(2022-09)
Currently working as Deputy Manager with a team of 3 members managing Cash Management Services, GL Reconciliation and BRS.
- Arranging cash delivery and cash pickup for PAN India through CMS by Bank of Baroda, SBI, Axis bankers and Cash vendors (Radiant, SISCO, Hitachi, FINO, Airtel & Roinet, RINF and Spice Money)
- Cost reduction and strategies
- Regularity reporting and Acting as Nodal officer - FNVC for the bank
- Currency Chest linkage for all the branches
- Vendor Governance, Provision on monthly basis and processing invoice within TAT
- Monitoring Float balance with other Bank accounts
- Preparing PPT and Publishing the reports to Top Management every month
- Monitoring and reconciliation on CMS
- Monitoring and publishing all types of GLs file for Lability and Assets team on daily basis
- Regulatory Monitoring – Reviewing the SOP/Process documents and get the same vetted with Compliance and Risk
- Audit - Providing update/response on Concurrent Audit, IAD and Statutory Audit which will commence on monthly/Half Yearly basis
Senior Executive – Cash Management Services and Recon specialist - Jana Small Finance Bank Ltd. (Janalakshmi Financial Services Ltd)
(2017-09 - 2022-09)
Working as Senior Executive handling Cash Management Services and reconciliation specialist responsibilities.
- Arranging cash delivery and cash pickup for PAN India through CMS by ICICI, YES, SCB, SBI and Axis bankers
- Reducing the CMS cost of 20% every year
- Cash burial facility as a new project with third party vendors Ebay CASH, FINO, Spice Money, Roinet, Airtel Payment Bank, Cash burial on field by Radiant agency, Cash deposit at BNA
- Monitoring & Improvising Cash Retention Limit (CRL) Adherence %
- Addressing queries & concerns from Business, Operations & other Key Stake Holders and Timely arrangement of Cash Movements & CMS requirements
- Handling JANA CASH REGISTER
- Cash Management System – Managing and accounting cash inflow and out flow transactions of PAN India JC's with multiple mode of Collection (Manual Receipt, TCPSL, FOS)
- Ensuring credit to customer's account for all collections on time with SLA & reporting MIS to Management
- CREC deposit coordination for respective JC's, managing CMS CASH PICKUP/CMS Collections – CASH OUT
- Cash disbursement & Petty Expenses coordination with CSG team for CMS CASH DELIVERY - CASH IN
- Bank Statement Reconciliation with entries posted at branches level (Cash pick up & cash delivery)
- Coordinating with multiple vendors for Airtel payment bank, spice money, Fino payment for EMI collection services
- Providing transaction wise breakups and bulk credit details from vendors
- Processing monthly GST invoices with supported documents of credit transaction details
- Updating expenses portal details for invoice processing and payment to respective vendors
Transaction Processing Associate - Accenture Services Pvt. Ltd
(2014-02 - 2017-08)
Working as Transaction Processing Associate on Project: Janalakshmi Financial Services (JANA SMALL FINANCE BANK). Janalakshmi is a financial institution providing small-size loans to improve customer's financial status and offers savings, insurance, and pension services.
- Report extracting from Jana Cash register tool containing cash inflow & out flow in branches
- Matching the trail balance with branches cash closing balance for the day
- Following up with branches in case of discrepancy or data not received
- Consolidating received branches data and publishing MIS to Management post validation
- Managing the End-to-End process of Pan India cash register
- CBS posting by Oracle Web based application (ORACLE Flexcube)
- Sharing oracle upload data to SFDC Team for current month EMI status updation (sales force dot com)
- Ensuring Client Expectations are met within SLA & TAT
- Helpdesk request id resolution (Janacash register ID creation, modification, deletion, link issue, password reset related)
