Delivery Analyst - ICE Mortgage India Private LTD
(2025-07)
- Working in ADE and ADR process
- Performed live underwriting reviews of conventional and government loans, ensuring guideline compliance
- Worked in ADE (Automated Data Extraction) to accurately capture and validate data from Closing Disclosure documents for mortgage underwriting
- Worked in ADR (Automated Document Recognization) to identifying and validating document type and completeness
- In ADR process we working in all documents like Loan Applications, Note, CD, Appraisal, Title, Credit Report, Insurance, AUS,....etc.
- In the ADR process, when we handle loans, we carry out verification / recognization
- For example: Naming the unknown documents as per content, Renaming the unknown documents Excluding, including, merging, splitting, Counting,...etc.
Loan Auditor - Infosys BPM Pvt. Ltd.
(2020-12 - 2022-12)
Working on Conventional Loan Audit and Government Loan (FHA,VA and USDA) Audit process
- Reviewing the borrower's full application, credit, income, assets, property details, and all required documents in real time
- Reviews the loan in detail
- They verify every aspect: Pay stubs, W-2s, tax returns, bank statements
- Debt-to-income ratio (DTI), credit history
- Property appraisal, title, and insurance
- Verify borrower eligibility against lending guidelines
- Request additional documents (conditions)
- Approve, suspend, or decline the loan
- All 4Cs of underwriting credit, Capacity, Collateral & Capital
Loan Auditor - Infosys BPM Pvt. Ltd.
(2024-11 - 2025-07)
Rejoining - Working on Conventional Loan Audit and Government Loan (FHA,VA and USDA) Audit process
- Reviewing the borrower's full application, credit, income, assets, property details, and all required documents in real time
- Reviews the loan in detail
- They verify every aspect: Pay stubs, W-2s, tax returns, bank statements
- Debt-to-income ratio (DTI), credit history
- Property appraisal, title, and insurance
- Verify borrower eligibility against lending guidelines
- Request additional documents (conditions)
- Approve, suspend, or decline the loan
- All 4Cs of underwriting credit, Capacity, Collateral & Capital
Senior Process Executive - Infosys BPM Pvt. Ltd.
(2019-04 - 2020-11)
Working with PortComm PrintReady team as Process Executive (US Mortgage)
- Working on Document's verification process
- Completing Daily targets within timeline with 100% accuracy
- Work assigning on daily basis
- Communicating with client non verbally
- Managing Production reports
- Managing team and their queries
- Managing all reporting part and performing audits
