Ujala Kumar

I possess the willingness to take on new responsibilities and job functions and am highly self-motivated, enthusiastic, think logically, ambitious, assertive and professional.

ABM (Assistant Branch Manager) - Svatantra microfin limited

(2026-07)

RM (Relationship Manager) - IDFC FIRST BHARAT LIMITED

(2025-07 - 2026-06)

IRO (Individual Relationship Officer) - SMFG INDIA CREDIT COMPANY LIMITED - Samastipur

(2023-09 - 2025-07)

Community, shop & Markets

• Conducted field visits, client verification, and financial assessments before loan disbursement.
• Assisted clients in loan documentation, application process, and repayment guidance.
• Ensured timely processing, approval, and disbursement of loans as per company policy.
• Coordinated with the branch manager and credit team for faster loan approvals and smooth workflow.
• Handled customer queries, after-loan support, and recovery follow-ups when required.

B.A. - L.N.M.U Darbhanga (2024)

12th - B.S.E.B Patna (2021)

10th - B.S.E.B Patna (2018)