Upeka Kalubowila

Senior banking professional with over 15 years of progressive experience in branch management, operations, compliance, risk management, and business development within an international banking environment. Proven expertise in leading high-performing teams, growing CASA and remittance portfolios, strengthening controls, and delivering consistent profitability while maintaining regulatory excellence.

Branch Manager – Fort (Main) Branch - State Bank of India, Sri Lanka - Fort, Sri Lanka

(2024-07)

• Overall accountability for branch operations, compliance, audit, and risk management
• Lead multi-functional teams to deliver deposit growth, lending targets, and profitability
• Strengthen key corporate and HNI relationships ensuring superior service delivery
• Maintain strict adherence to regulatory, internal control, and governance standards

Branch Manager (Acting) – Colombo 06 Branch - State Bank of India, Sri Lanka - Colombo 06, Sri Lanka

(2015-03 - 2024-06)

• Managed end-to-end retail banking operations including CASA, FD, remittances, clearing, and lockers
• Oversaw KYC, AML, risk ratings, and operational controls
• Drove marketing initiatives and staff productivity for sustained business growth

Assistant Manager / Assistant Manager (Acting) - State Bank of India, Colombo - Colombo, Sri Lanka

(2010-09 - 2015-03)

• Trade Finance: Import & export documentation, LC advising, bill negotiations, discounting
• Remittances: Inward & outward remittances, foreign drafts, FX transactions
• Branch Operations: Clearing, CEFT/RTGS, deposits, cash management

BSc - Business with International Management - Northumbria University, UK (2022)

Certificate - Treasury & Foreign Exchange - Center for Banking Studies (2019)

Graduate Diploma - Management - Business Management School (2016)

Certificate - Banking & Finance - Institute of Bankers of Sri Lanka (2015)

Diploma - International Business - University of Colombo (2015)