Utkarsha Verma

IIT Indore alumnus with 4 years of experience in JAVA-Angular Full Stack development, specializing in building and optimizing web applications for the Financial Services sector. Experienced in developing Spring Boot microservices, REST APIs, with strong expertise in backend business logic implementation, regulatory rule validation, and microservice integrations. Strong experience in developing secure, high-performance enterprise applications using Java, Angular and modern web technologies.

Strong understanding of microservices architecture, Design Patterns, REST API, & Integration, exception handling, and database integration to deliver robust and scalable enterprise applications.

Senior Software Engineer - LTI MindTree - Pune

(2022-07)

Senior Software Engineer - Great American Insurance Company - Pune

(2025-05)

CUBE (Collaborative Underwriting for Business Excellence) is an insurance platform designed to streamline operations by managing policies, customers, claims, payments, and analytics efficiently

• Developed RESTfull APIs for Policy Management Service to handle policy creation, validation, and retrieval in the underwriting workflow
• Integrated backend APIs with Angular frontend using RxJS for asynchronous data handling
• Conducted peer code reviews and implemented best practices to maintain readability and scalability
• Worked closely with QA teams to identify debug and fix issues resulting in significant reduction of defects during testing

Senior Software Engineer - Citi Private Bank - Pune

(2024-09 - 2025-05)

The Margin Lending Platform at Citi provides bespoke lending options for its High Net Worth, Ultra High Net Worth, and Law Firm clientele. Clients can access various financial instruments, including loans, lines of credit, and letters of credit, all structured to suit their unique needs.

• Developed REST APIs to retrieve client and business financial data from database required for evaluating Dodd-Frank eligibility criteria for small business
• Implemented rule-based validation logic in the service layer to evaluate eligibility conditions
• Ensured secure API access using Spring Security and proper request validation, maintaining compliance with enterprise financial application standards
• Supported CI/CD deployments using Jenkins

Senior Software Engineer - ABSA - Pune

(2022-07 - 2024-08)

It is one of the leading financial organizations in South Africa, offering a wide range of services including Home Loans, Personal Loans, Credit Cards, and more.

• Contributed to the development of the Personal Loan Web Application as part of the Personal Loan Squad. Integrated BOTT (Business of Today and Tomorrow) layer over Omni Microservices to support personal loan processing across multiple channels including branch and mainframe systems
• Enhanced the application to enable customers to apply for personal loans in under 12 minutes, significantly improving user experience
• Achieved over 2,500 completed journeys per month with the enhanced version, resulting in an average online payout volume of ₹30 million
• Delivered new feature modules, implemented enhancements, and resolved bugs for the Personal Loan web app to ensure smooth and stable functionality
• Managed CI/CD pipeline deployment through Jenkins and performed seamless integration of REST APIs to support scalable development

M.Tech. - Communication & Signal Processing - Indian Institute of Technology Indore

B.Tech. - Electronics and Communication Engineering - Dr. A.P.J. Abdul Kalam Technical University