Vaithee Kk93

Medical Billing Professional with 3.6+ years of experience in Patient Demographics, Charge Entry, Payment Posting, Claims Processing and Revenue Cycle Management (RCM). Proficient in using CollaborateMD, Imagine, Tebra, eClinicalWorks (ECW), Allscripts, Healthpac and GoRev. Experienced in processing charges using CPT, ICD-10-CM and HCPCS Level II codes.

Skilled in posting insurance and patient payments from ERAs/EOBs, processing contractual adjustments, copays, coinsurance, deductibles, and write-offs while ensuring accurate claim submission, timely reimbursement and compliance with payer guidelines.

Medical billing executive at 4D Global Medical Billing Services Pvt Ltd (2024-10 – 2026-05)

1.6 years of experience in medical billing wholesalers to enhance my performance in 4D GLOBAL, proficient in creating and maintaining patient demographics records, Insurance eligibility entering charges, and processing payments.

• Skilled in using billing software such as CollaborateMD, Imagine, Tebra, eClinicalWorks (ECW), Allscripts, Healthpac and Gorev with hands-on expertise in contractual adjustments, coinsurance, copay, deductible, and write-off adjustments posting through EOBs and ERAs.
• Adept at working collaboratively within billing teams to ensure accurate claim submission and timely reimbursements while maintaining compliance with healthcare regulations.
• Responsible for generating and submitting clean claims through clearinghouses, monitoring claim status, and resolving billing discrepancies to ensure timely reimbursements.
• Collaborated effectively with billing teams to maintain compliance with healthcare regulations, improve billing accuracy, and support efficient revenue cycle operations.

Medical billing associate at MAE Healthcare Solutions (2022-08 – 2024-08)

Performed end-to-end medical billing activities, including patient demographics (DEMOS), charge entry, and payment posting using ERA and EOB documentation.

• Registered patients and accurately maintained demographic, insurance, and payment information to support efficient billing operations.
• Established patient financial responsibility by verifying insurance coverage, copayments, deductibles, and outstanding balances for current and future visits.
• Utilized CollaborateMD and Imagine software to perform charge entry, payment posting, claim management, and billing documentation.
• Generated practice-specific reports and maintained billing records to support operational and financial reporting requirements.

Credit admin executive at Shriram City Union Finance Ltd (2019-04 – 2020-11)

Conducted detailed pre-screening and verification of loan application documents to ensure completeness, accuracy, and compliance with organizational policies.

• Reviewed customer financial records, including Income Tax Returns (ITR), bank statements, and loan history, to support informed credit evaluation and decision-making.
• Performed credit assessments by generating and analyzing CIBIL reports, conducting internal dedupe checks, and verifying customer creditworthiness.
• Prepared Credit Authorization Memos (CAM), documented observations, raised discrepancies with the sales team, and coordinated with Credit Managers for timely case approvals.
• Coordinated with Field Investigation (FI) and Fraud Control Unit (FCU) vendors to facilitate customer verification and ensure adherence to risk management procedures.
• Collaborated with Sales, Credit, and Operations teams to resolve documentation and loan disbursement queries while maintaining smooth workflow and turnaround time.
• Verified loan disbursement documentation to ensure compliance with company policies and regulatory requirements before final approval.
• Generated daily and monthly MIS reports to support management in monitoring operational performance and business metrics.
• Conducted customer awareness calls to educate borrowers on timely EMI payments and promote healthy repayment practices.
• Effectively managed multiple applications and maintained high levels of accuracy and productivity during peak month-end processing volumes.

Senior executive at Osource India Pvt Ltd – C/O (Aditya Birla Capital) (2018-02 – 2019-03)

Performed detailed pre-screening and verification of loan application documents to ensure completeness, authenticity, and compliance with company policies.

• Generated and analyzed CIBIL reports to assess customer creditworthiness and support the loan approval process.
• Prepared Credit Approval Memos (CAM) by compiling customer financial information, credit analysis, and underwriting recommendations.
• Conducted underwriting activities using the R-System application while evaluating customer eligibility based on organizational lending guidelines.
• Performed tele-verification with customers to validate application details and coordinated follow-up on Customer Profile Verification (CPV) reports.
• Managed the loan disbursement memo process and coordinated with FCU, Operations, and Credit teams to facilitate timely loan booking and disbursement.
• Maintained monthly MIS reports by compiling operational data and providing timely reports to support business performance and decision-making.
• Worked closely with cross-functional teams to resolve documentation discrepancies, improve process efficiency, and ensure adherence to internal compliance standards.

Credit Officer at Sysoft Infotech India Pvt Ltd – C/O (RBL Bank Ltd) (2016-10 – 2018-01)

Conducted pre-screening and verification of loan application documents to ensure accuracy, completeness, and compliance with company policies.

• Entered customer details and loan-related information into the RUPEE POWER system while maintaining high standards of data accuracy and confidentiality.
• Generated and analyzed CIBIL reports to assess customer creditworthiness and support the credit evaluation process.
• Prepared Credit Approval Memos (CAM) by compiling customer financial information and documenting credit assessment findings.
• Performed tele-verification with applicants to validate information provided in loan applications and coordinated follow-up on Customer Profile Verification (CPV) reports.
• Managed the loan disbursement memo process and coordinated with FCU, Credit, and Operations teams to ensure smooth loan booking and timely disbursement.
• Maintained monthly MIS reports by tracking loan processing activities and providing operational reports to management.
• Collaborated with cross-functional teams to resolve documentation discrepancies, address operational queries, and improve process efficiency.
• Handled multiple loan applications simultaneously while ensuring accuracy, adherence to turnaround time (TAT), and compliance with internal quality standards.

Dox officer at Caliberhr Human Capital Services Pvt Ltd (2013-09 – 2016-10)

Performed pre-screening and verification of KYC documents for salaried and self-employed loan applicants to ensure compliance with company policies and regulatory requirements.

• Entered customer information and loan-related data into CRM and FinnOne APS systems while maintaining high standards of accuracy and data integrity.
• Generated and reviewed CIBIL reports to support credit assessment and loan processing activities.
• Conducted tele-verification for salaried applicants and coordinated with Field Investigation (FI) teams to validate customer information and supporting documents.
• Prepared monthly MIS reports and dashboard summaries to provide management with insights into loan processing activities and operational performance.
• Managed credit-related documentation, including Credit Approval Memos (CAM), Post-Dated Cheques (PDC), NACH mandates, and insurance documentation for personal loan applications.
• Performed quality checks on loan files by verifying CAM documents, CIBIL reports, bank statements, cheques, and supporting records before loan disbursement.
• Coordinated with Central Operations teams to facilitate timely loan booking and ensure smooth disbursement of approved applications.
• Maintained a First Time Right (FTR) score of 95% by ensuring documentation accuracy, quality compliance, and adherence to internal processing standards.
• Demonstrated strong attention to detail, multitasking abilities, and effective coordination with cross-functional teams to meet operational turnaround time (TAT) targets.

Bachelor of Computer Science in Computer Science – St. Thomas College of Arts & Science

HSC – Jai Gopal Garodia Hr. Sec. School