Vaithyanathan Pounraj

Senior Mobile & Web Application Developer with 10+ years of experience in Digital Banking, specialized in Temenos Quantum (Kony/Infinity DBX), React, Node.js and AI-powered applications. Proven expertise in building secure, scalable, high-performance mobile and web applications across iOS, Android, and Web using Agile/Scrum, CI/CD pipelines, and REST API integrations. IBM-certified in AI and Generative AI, with hands-on implementation of AI-powered chatbot solutions in React to enhance customer engagement and digital banking experiences.

Strong experience in digital banking application development, multi-platform mobile/web apps, Redux/Context API, MVC/MVVM architecture, secure banking systems, and team collaboration.

Senior Software Engineer – Digital Banking at Abu Dhabi Commercial Bank (ADCB) – HAYYAK Platform (2022-10 – Present)

• Developed a paperless digital banking application enabling 300K+ UAE customers to open savings/current accounts, check eligibility, and apply for personal loans with instant credit disbursement, reducing onboarding time by ~40%.
• Delivered a secure and seamless onboarding experience for retail banking customers, with high user concurrency across UAE banking customers.
• Collaborated with cross-functional teams (backend, security, QA, business) in an Agile/Scrum environment to deliver production-ready releases.

Senior Software Engineer – Temenos Infinity DBX at Temenos Pvt Ltd (2020-09 – 2022-10)

• Designed and implemented region-specific features for a secure digital banking platform deployed across 8+ countries, supporting multi-currency and multi-language requirements.
• Reduced average release cycle time by ~30% by contributing to CI/CD pipeline optimisation, enabling faster and more reliable deployments across environments.
• Integrated security and compliance requirements into mobile and online banking modules, achieving zero critical vulnerabilities across quarterly security audits.
• Collaborated with global teams to ensure localisation, regulatory compliance, and performance optimisation across diverse regional markets.

Software Engineer – Digital Transformation at HCL Technologies – International Personal Finance (2019-01 – 2020-03)

• Digitised paper-based banking operations, eliminating manual BRM and CRA workflows and reducing document processing time by ~50% across enterprise operations.
• Automated 3 core administrative workflows, reducing manual errors and improving data accuracy by ~35% for banking compliance reporting.
• Supported enterprise-scale applications serving 100K+ end users with a focus on data accuracy, system reliability, and audit compliance.

Software Engineer – Mobile Banking at Infrasoft Technologies – Union Bank of India (2018-07 – 2019-01)

• Developed a secure mobile banking application for one of India's largest government-owned banks, supporting 5+ core banking transactions including balance checks, fund transfers, loan applications, and Digi Purse.
• Achieved a 4.2/5 app store rating within 3 months of launch through a focus on intuitive UX, responsive UI, and robust error handling.
• Reduced customer support escalations related to mobile transactions by ~25% through improved in-app error messaging and guided workflows.

Software Engineer – Retail Banking Applications at Kony IT Service Pvt Ltd – PSECU (USA) (2017-05 – 2018-07)

• Developed mobile and tablet banking applications for Pennsylvania State Employees Credit Union (PSECU), serving over 500,000 members across the USA.
• Delivered 4 major feature releases across iOS and Android platforms within agreed sprint timelines, maintaining a defect escape rate below 2%.
• Enhanced user experience through responsive UI and optimised mobile workflows, contributing to a 15% improvement in mobile session engagement metrics.

Software Engineer – Mobile Applications (B2E) at Truetech Solutions Pvt Ltd (2015-10 – 2017-05)

• Developed a Business-to-Employee (B2E) mobile application using Kony One Platform, deployed to 200+ field employees across multiple regional offices.
• Reduced lead registration time by ~45% by replacing manual paper-based processes with mobile-first workflows for site visits and lead generation.
• Improved field data accuracy by ~30% through real-time mobile data capture, reducing errors from manual entry and offline sync conflicts.

Bachelor of Technology (B.Tech) in Information Technology – Jaya College of Engineering and Technology (2015-05)