Varshali Purohit

Credit Risk and Underwriting Leader with 15+ years of experience across Banking, NBFC, Housing Finance and Agri Finance sectors. Managed portfolios exceeding ₹500 Crore, led multi-state credit operations, and driven portfolio quality, governance and business growth.

State Head Credit - Agriwise Finserve Ltd. (StarAgri Group)

(2024-01)

Lead underwriting governance, portfolio quality, policy implementation and risk oversight.

Senior Credit Manager - Yes Bank Ltd.

(2021-01 - 2023-12)

• Awarded Credit Quality & TAT Excellence Award.

Credit Manager - HDB Financial Services Ltd.

(2014-01 - 2015-12)

• Achieved 95–98% collection efficiency and 100% TAT adherence.

Credit Manager - HDB Financial Services Ltd.

(2018-01 - 2020-12)

• Achieved 95–98% collection efficiency and 100% TAT adherence.

Credit Manager - RBL Bank Ltd.

(2015-01 - 2017-12)

• Recipient of Credit & Collection Excellence Award.

Credit Officer - Indiabulls Housing Finance Ltd.

(2011-01 - 2013-12)

Credit & Sales Backend Executive - HDFC Bank Ltd.

(2007-01 - 2010-12)

MBA - Finance