Varun Gowda
Credit portfolio coordinator
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About
Results-oriented Credit Analyst with experience in credit underwriting, financial statement analysis, risk assessment, portfolio monitoring, and credit proposal preparation. Skilled in analyzing financial performance, assessing borrower creditworthiness, and preparing detailed credit reports. Proficient in Microsoft Excel and financial analysis.
Looking for opportunities in Credit Risk, Corporate Banking, and Financial Analysis where I can contribute my analytical skills and continue to grow professionally.
Experience
Credit Analyst | Wells Fargo International Solutions Pvt. Ltd.
Responsible for analyzing customer financial information and assessing creditworthiness to support lending decisions. Performed financial statement analysis, ratio analysis, cash flow analysis, and risk assessment for corporate clients. Prepared credit proposals, portfolio risk summaries, and credit review reports while ensuring compliance with internal credit policies and regulatory requirements.
Conducted financial spreading, monitored credit exposures, identified key risks and mitigants, and supported periodic portfolio reviews. Collaborated with relationship managers and cross-functional teams to collect financial information and resolve credit-related queries.
Utilized Microsoft
Excel for financial analysis, reporting, and data management while maintaining high standards of accuracy and turnaround time.
