Veerappan K

Seeking a position to utilize my skills and abilities for the growth of the concern while being resourceful, motivated and flexible.

Zonal Head - Belstar Microfinance Ltd

(2019-10)

Working as Zonal Head in Belstar microfinance ltd Handling 3 states (Karnataka, Kerala, Tamil Nadu). Handling 165.75cr portfolio under MSME Unsecured & Secured Loan module. Secured loan upto 2 crores.

• Review and monitoring of daily, weekly and monthly performance
• Enhancement of business through new location identification and setting up new teams
• Recruitment and training new staff to the business requirement
• Visiting critical, high value accounts to improve the collection efficiency of the branch and support the collection team
• Frequent travel to the locations to have in person review with the team and field visits to ensure the portfolio quality
• Periodic review of staff personal accounts and monitoring closely on financial discipline
• Building good relationship with support functions
• Ensuring career growth of team members contributes to business growth and building quality books
• Strong team bonding to get connected with the team so that none of them attempt any fraud or mismanagement of cash
• New staff engagement to improve their confidence in both field work and internal process adherence

Manager-Cluster Head - HDFC Bank Ltd, Nagercoil - Nagercoil

(2011-06 - 2018-09)

• Identifying new branches
• Man power management
• Training
• Team Handling
• Handling Micro Finance Dept

Manager - Madura Micro Finance Pvt Ltd., Trichy - Trichy

(2009 - 2010)

• Handled Micro finance Dept – Sourcing business
• Collection
• Follow-up

Branch Manager - CDC Micro Finance Pvt Ltd, Theni - Theni

(2008 - 2009)

• Handling Micro Finance Dept – Sourcing Business
• Collection
• Follow-up

Co-ordinator - Arasan Rural Development Society, Tirunelveli - Tirunelveli

(2006 - 2007)

• Handling Micro Finance Dept – Sourcing Business
• Collection
• Follow-up

MBA - Human Resource & Marketing - TNOU (2004 - 2006)

MSW - Community Development - Bharathithasan University (2004 - 2006)

BBA - Business Administration - Bharathithasan University (1999 - 2003)

HSC - TAHSS, Manapparai (1998 - 1999)

SSLC - TAHSS, Manapparai (1996 - 1997)