Venkata Sivaram Chennareddy

Chartered Accountant with over 11 years of experience leading Financial Reporting, Treasury, Corporate Finance, Business Finance, Financial Controllership, and Risk Management across NBFC, Agri-Tech, Education, and Financial Services sectors. Proven record of accomplishment of raising over ₹1,300 Crore in debt funding, while managing treasury operations involving ₹30 Crore monthly cash flows and fund mobilization of ₹15 Crore per month in the current role. Expertise in Business Finance, encompassing budgeting, forecasting, financial planning & analysis, variance analysis, financial modelling, and cash flow management to support strategic business decisions.

Strong background in establishing Standard Operating Procedures (SOPs) and Internal Financial Controls (IFCs), strengthening governance, financial discipline, and process standardization across finance functions. Expertise in preparing quarterly and annual financial statements, management information systems (MIS), coordinating statutory audits, and ensuring timely closure of internal audits. Exhibit strong business partnering experience with CXOs, providing financial insights to support strategic planning, liquidity management, profitability improvement, and business growth.

Ability to lead cross-functional finance initiatives and collaborate with auditors, bankers, investors, and senior management.

General Manager (Head) Treasury & Risk - Aqua Exchange Agri Tech Pvt. Ltd. - Vijayawada

(2024-06)

• Leading Treasury, Financial Controllership, Business Finance (FP&A), and Enterprise Risk functions, collaborating with leadership to drive strategic business decisions.
• Driving budgeting, forecasting, financial planning & analysis (FP&A), profitability analysis, variance analysis, and financial modelling to support business growth.
• Managing treasury operations, cash flow forecasting, liquidity planning, working capital optimization, and debt management to ensure efficient capital utilization.
• Preparing quarterly financial statements, Board MIS, business performance reports, and coordinating timely completion of statutory and internal audits.
• Establishing and strengthening Internal Financial Controls (IFC), finance SOPs, governance frameworks, and compliance processes across finance operations.
• Building and managing relationships with banks, NBFCs, investors, and other financial institutions to support fundraising and treasury initiatives.
• Developing enterprise-wide credit risk frameworks, monitoring portfolio performance, and implementing proactive risk mitigation strategies.
• Collaborating with the CEO and leadership team by providing financial insights, business performance analysis, and strategic recommendations to support organizational growth.
• Mobilized over ₹250 Crore of institutional debt funding through strategic partnerships with banks, NBFCs, and financial institutions to support business expansion.
• Established the Financial Controllership framework, including quarterly financial reporting, MIS, budgeting, forecasting, FP&A, and Internal Financial Controls (IFC).
• Implemented robust treasury and working capital management practices, optimized liquidity, cash flow forecasting, and funding utilization across the organization.
• Partnered with the CEO and Board to provide financial insights, profitability analysis, and strategic recommendations supporting business growth and fundraising initiatives.

Head Finance & Accounts - Kanakadurga Finance Ltd. - Vijayawada

(2019-08 - 2024-06)

• Led Financial Reporting, Financial Controllership, Corporate Finance, Treasury, and Credit functions for the NBFC.
• Spearheaded debt fund raising through Term Loans (TL), Cash Credit (CC), Non-Convertible Debentures (NCD), Pass Through Certificates (PTC), and Direct Assignment (DA) transactions.
• Directed end-to-end due diligence processes, strengthened financial credibility and facilitating successful fund-raising initiatives.
• Managed Asset Liability Management (ALM), liquidity planning, finance cost optimization, treasury operations, and regulatory capital planning.
• Oversaw Financial Institution (FI) Credit and Business Loan underwriting, including financial analysis, credit appraisal, risk assessment, and portfolio monitoring.
• Prepared financial statements, Board MIS, ALM, CRAR, and regulatory reports while ensuring compliance with RBI guidelines and statutory requirements.
• Coordinated statutory, internal, tax, and regulatory audits and strengthened Internal Financial Controls (IFC) and governance processes.
• Partnered with Promoters by providing strategic financial insights, fundraising strategies, capital planning, and business performance analysis to support key business decisions.
• Led legal vetting and execution of loan agreements, security documents, and key business contracts by coordinating with legal counsels, lenders, trustees, and internal stakeholders.
• Coordinated with the Secretarial team for creation, modification, satisfaction, and timely filing of charges with the Registrar of Companies (ROC) in compliance with the Companies Act.
• Raised ₹1,300+ Crore through Term Loans, Cash Credit, NCDs, Pass Through Certificates (PTC), and Direct Assignment (DA) from banks and financial institutions.
• Reduced annual finance cost by ₹2.5–3 Crore through strategic refinancing, lender negotiations, and liability optimization.
• Successfully managed Financial Institution (FI) Credit and Business Loan portfolios, strengthening underwriting quality and portfolio performance.
• Developed ALM, CRAR, financial models, and investor reporting frameworks to support fundraising, regulatory compliance, and capital planning.

Manager Accounts & Finance - Sri Chaitanya Educational Institutions - Vijayawada

(2016-10 - 2019-08)

• Prepared accurate financial statements and supported auditors throughout the account finalization process.
• Liaised with internal and external auditors to address audit queries and ensure timely closure of statutory audits.
• Controlled budgeting activities by monitoring expenditures and evaluating cost variances against financial plans.
• Generated comprehensive management reports highlighting business performance, financial health, and key operational metrics.
• Optimized month-end closing processes by ensuring timely and accurate posting of journal entries and reconciliation of accounting ledgers.

Associate Financial Analyst - Merrill Technology Services India Pvt. Ltd. - Chennai

(2016-01 - 2016-09)

Audit Manager - DIVI & CO - Vijayawada

(2014-09 - 2015-12)

Chartered Accountant (CA) - Accounting - The Institute of Chartered Accountants of India (ICAI) (2015)

Bachelor of Commerce - Commerce - Nagarjuna University (2012)