Venkatesh Thangaraj

Experienced in both banking data analytics and operational risk processes with a strong understanding of fraud trends, regulatory compliance, and transaction monitoring. Proven ability to support operational goals while enhancing data-driven fraud detection systems and improving customer protection through analytics. Data Analytics professional with 10+ years of experience in fraud detection, digital banking, and risk analytics across major Indian banks.

Skilled in using SQL, Python, Power BI, and SAS to generate insights, automate reports, and mitigate financial fraud. Proven record in leading investigations, creating dashboards, and optimizing fraud monitoring systems. Core Competencies------------------ Banking Operations (Cash & Clearing, Reconciliations, Compliance)- Transaction Monitoring, Reconciliation, and Settlement- SQL, SAS, Python (Beginner), Power BI, MS Excel- Fraud Detection (Cards, UPI, Digital Banking)- Data Visualization: Tableau, Power BI- Tools: PRM, Falcon, Bio-Catch, RSA, Risk Fort, VRM- MIS & Dashboard Reporting- Agile & Waterfall Project Delivery

Professional Experience-----------------------Manager – Fraud Prevention Analytics, HDFC Bank Ltd | Sep 2022 – Present- Analyzed patterns to mitigate fraud across UPI, Cards, and Digital Banking using PRM and SAS.

• Developed fraud detection rules, dashboards, and reports for management.
• Collaborated with product, IT, and fraud risk teams to build preventative strategies. Senior Fraud Analyst, Hexaware Tech (CITI Commercial Cards) | Jul 2021 – Sep 2022- Managed fraud analytics for APAC commercial cards.
• Implemented rule changes in Falcon & Risk Fort to curb fraudulent activities.
• Conducted root-cause analyses and collaborated with international clients. Senior Officer, Standard Chartered GBS | Jan 2018 – May 2020- Created fraud dashboards and daily MIS reports for 23 countries using SAS.
• Flagged compromised terminals and executed real-time risk analysis. Process Associate, Tata Consultancy (Mashreq Bank) | Aug 2015 – Dec 2017- Handled cheque processing, clearing volumes, and transaction reconciliation. Junior Officer, ADFC (HDFC) | Jan 2014 – Aug 2015- Analyzed merchant fraud data using SQL and PRM.
• Published fraud analytics MIS for management.

MBA and B.Sc Computer Science