Vijay Gupta

Risk & Control professional with hands-on experience executing Risk and Control Self-Assessments (RCSA) and administering control lifecycles under the MCA, GPMP, and PRCM frameworks at Citibank, including coordination with global clients and stakeholders.

Background in loan operations gives a practical, ground-level understanding of the processes being controlled. Comfortable building MIS reports in Advanced Excel, with Power BI (Foundational). Known for accuracy, audit-readiness, and following through on remediation items.

Associate Consultant – Risk & Control at Citibank (2024-11 – Present)

• Conduct RCSA across banking and international business units to identify operational risks and track them through to closure.
• Maintain the control inventory and support risk assessments under the MCA framework, working with the GAU PRCM governance team.
• Design and activate controls under GPMP, linking each control to its underlying process, risk, and regulatory requirement.
• Coordinate with global clients and stakeholders across regions to align on control requirements and resolve open items.
• Keep documentation audit-ready on an ongoing basis rather than scrambling before review cycles.
• Build MIS and analytical reports in Advanced Excel and coordinate with cross-functional teams to track remediation status.

Loan Operations Executive at IDFC FIRST Bank (2023-10 – 2024-08)

• Handled end-to-end loan disbursement for Consumer Durable, Two-Wheeler, and Used Car loans.
• Evaluated customer KYC documentation against regulatory onboarding requirements prior to loan disbursal.
• Maintained accurate documentation and audit readiness across the loan file lifecycle.
• Liaised with internal teams and external stakeholders to close documentation gaps, resolve disbursement issues, and reduce turnaround delays.

B.Com – Guru Nanak College of Arts, Commerce & Science (2023)

HSC – Aryan Jr. College (2020)

SSC – Guru Nanak School (2018)