Vijayakumar B

Results-driven banking professional with 15+ years of hands-on experience in Trade Finance, Forex Operations, and Wholesale Banking across leading multinational and private sector banks. Adept at end-to-end trade transaction processing, regulatory compliance (FEMA, RBI, EDPMS/IDPMS), client relationship management, and cross-functional co-ordination. Seeking to transition into a Trade Finance Business Analyst role to leverage deep domain expertise in analysing trade workflows, driving process improvements, and bridging the gap between operations and technology.

Assistant Vice President – Wholesale Banking Ops - Axis Bank Limited - Erode

(2013-06)

Key Responsibilities & BA-Relevant Contributions:

• Analysed and streamlined day-to-day Trade & Forex workflows across 1 B-Category and 5 C-Category branches, identifying bottlenecks and recommending process improvements.
• Acted as Subject Matter Expert (SME) for trade transaction lifecycle — LC issuance, bills scrutiny, Forward Contracts, and FX bookings — enabling faster turnaround and error reduction.
• Collaborated with back-office, GTS, and business teams to define and monitor SLAs for trade-related transactions; flagged deviations and drove corrective actions.
• Supported EDPMS/IDPMS regulatory compliance by guiding customers and co-ordinating with RBI-reporting teams to close pending items.
• Prepared MIS dashboards and reports for branch performance; provided actionable insights to senior management and Relationship Managers.
• Conducted client visits and needs assessments to identify service gaps, translating findings into operational improvements.

CSE – Trade & Forex - The Royal Bank of Scotland NV - Tirupur

(2011-11 - 2013-06)

• Managed end-to-end Trade & Forex operations; prepared LCBD proposals and obtained approvals — demonstrating ability to document and present business cases.
• Co-ordinated with GTS, CRO, and CAD teams to ensure process adherence; contributed to turnaround time improvement initiatives.
• Scrutinised and validated trade documents against LC terms, reducing discrepancies and associated costs.

Analyst – Credit Control & Receivable Management - EXL Service.com (I) Pvt Ltd - Chennai

(2010-01 - 2011-10)

• Performed root-cause analysis on dispute trends for Corporate & Business Travel Accounts, presenting findings and process improvement recommendations to management.
• Produced MIS reports on fare savings, carrier usage, and dispute resolution metrics for corporate clients.
• Executed AR reconciliation and payment follow-ups, maintaining ACP at optimal levels.

Transaction Banking Operations - ABN AMRO Bank N.V. - Tirupur

(2008-01 - 2009-12)

• Handled complete trade operations lifecycle: export bill scrutiny, remittances, RTGS, and inter-bank transfers.
• Maintained reconciliation MIS (FIRC, deposits, Forward Contracts) and prepared fortnightly RBI R-Returns ensuring zero regulatory exceptions.
• Managed audit compliance across all branch operations; proficient in Score, Omniflow, Cash-In, PSI, FCY, DMS, GTP.

Marketing Executive – Corporate Division - Karur Vysya Bank Ltd - Tirupur

(2007-05 - 2007-12)

• Awarded Best Performer – Tirupur Region for opening 280+ Savings Accounts in a single campaign (August 2007).

B.Com. - G. Venkataswamy Naidu College (2002 - 2005)

XII (Higher Secondary) - Nadar Hr. Sec. School (2001 - 2002)

X (Secondary) - S.D.A. Matric. Hr. Sec. School (1999 - 2000)