Vikas Ranjan

Detail-oriented and compliance-driven banking professional with 7+ years of progressive experience in financial operations, regulatory adherence, and process auditing. Currently serving as Branch Operations Head at Axis Bank, excelling in operational risk management, internal controls, and overseeing complex financial transactions. Seeking to leverage extensive background in AML, KYC compliance, and audit readiness into the Senior Executive Internal Audit role at IndiGo.

Manager - Branch Operations Head at Axis Bank (2023-10 – Present)

• Successfully led the branch through multiple internal, external, and regulatory audits, securing outstanding compliance scores by enforcing robust AML and EDD frameworks.
• Strengthened operational controls and risk management practices, ensuring adherence to regulatory requirements and maintaining a culture of compliance excellence.
• Consistently achieved the highest performance ratings by managing branch efficiency, audit readiness, and operational risk control.
• Directed and mentored cross-functional teams, significantly enhancing productivity, service quality, and transaction accuracy.

Manager / Deputy Manager / Assistant Manager at Axis Bank (2019-04 – 2023-10)

• Demonstrated strong risk assessment capabilities by proactively identifying and escalating high-risk customer profiles during onboarding and transaction monitoring activities.
• Maintained exceptional accuracy and a near zero-error rate in high-volume transaction processing and cash management operations.
• Ensured compliance with banking policies, KYC, and regulatory guidelines while managing branch operations and teller services.
• Assisted in improving operational workflows and reducing transaction turnaround times, contributing to enhanced audit readiness.

Post Graduate Diploma in Banking Services in Banking Services

B.Tech in Civil Engineering