Vikash Kumar Dubey

Oriented banking professional with 12+ years of experience in Branch Sales, Liabilities, and Client Relationship Management across HDFC Bank, Axis Bank, and Utkarsh Small Finance Bank. Proven track record of exceeding CASA & revenue targets, leading teams, and managing HNI portfolios.

Branch Sales Manager - Axis Bank Ltd.

(2024-12)

• Leading branch sales operations and team of Relationship Managers
• Driving CASA, FD, and third-party product targets for the branch
• Managing portfolio of HNI clients and ensuring service excellence

Regional Liabilities Manager - Utkarsh Small Finance Bank

(2022-06 - 2024-12)

• Managed liabilities business for branches in the region
• Achieved growth in CASA book, contributing to regional targets
• Trained and mentored branch teams on liability products and cross-sell

Branch Sales Manager - Utkarsh Small Finance Bank

(2019-05 - 2022-01)

• Set up new branch operations and achieved break-even in months
• On boarded + new accounts quarterly with focus on rural banking
• Consistently ranked in top for third-party product sales

Assistant Manager (Sales) - Axis Bank Ltd.

(2014-05 - 2019-03)

• Handled sales of retail asset and liability products
• Exceeded annual targets by consistently for 5 years

Branch Sales Officer - HDFC Bank Ltd.

(2012-07 - 2014-03)

• Acquired new-to-bank customers for savings and current accounts
• Cross-sold insurance, mutual funds, and loan products

B.Com - Commerce - Ranchi University (2010)

I.Com - Commerce - J.A.C. Ranchi (2006)

Matriculation - J.A.C. Ranchi (2004)