Disbursement Manager-Retail Loans - HDFC Limited - New Delhi
(2020-03 - 2022-03)
- Appraising proposals, conducting risk analysis & scrutinising relevant documents before disbursing loans, ensuring compliance with HDFC's credit & disbursement policies.
- Coordinating legal & technical verification of proposals for preparing disbursements
- Hand holding channel partners by scrutinising & disbursement documentation to communicate pendencies and help expedite disbursement.
- Actively provide feedback to process implementation team on possible bottlenecks and policy change to smoothen disbursement process
- Managing audit queries for disbursed loans.
- Reporting in terms of MIS on a monthly basis to senior management and sales teams for planning and budgeting exercises.
- Imparting training to sub ordinates on products and policies.
Career Break - New Delhi
(2018-07 - 2020-02)
- Extended maternity break to bring up my son until he was old enough to start play school.
Service Center Head - HDFC Limited - New Delhi, India
(2011-01 - 2018-06)
- Managing relationships of high net worth housing loan proposals.
- Creating and retaining quality portfolio through counselling.
- Relationship building with channel partners to increase business of the branch.
- Overseeing day to day management of the service centre.
- Appointing & Managing Direct Selling Agents & Business Sourcing Agents to source business.
- Reporting in terms of MIS on a monthly basis to senior management and sales teams for planning and budgeting exercises.
- Imparting training to sub ordinates on products and policies.
- Cross selling of fixed deposits and insurance by HDFC Ergo & HDFC Life.
Audit Associate - Ernst & Young - Gurugram
(2008-08 - 2009-06)
- Performing substantive audit procedures
- End to end audit of entities
- Preparing financial statements and financial statement review checklist
- Conversion of UK GAAP accounts to IFRS
