Vinoth Kumar

Seeking a position to utilize my skills and abilities in an esteemed organization that offers professional growth while being resourceful, innovative and flexible.

Supervisor - Ford Pvt Ltd

(2025-12 - 2026-04)

Handling Spare parts and Body workshop Quality checking to the team members

Senior Underwriter - Wipro Pvt Limited

(2018-11 - 2025-10)

• Conduct weekly reviews with the Team to identify, isolate, address and resolve any issues that hinder individual/team productivity and morale
• Discussion on the reported errors and action plan to meet the quality matrix
• Drive and motivate team to enhance productivity, and achieve the weekly/monthly and quarterly targets
• Communicating with the Clients on process improvements, rebuttals and action plan for misses
• Conventional, FHA loans
• Reviewing 4cs Credit, capacity, collateral and capital
• Calculating Borrower income and verifying assets documents
• Conducting huddles and preparing Minutes of meeting
• Analyze Credit, Income, and Asset document for all products handled by Mortgage Industry
• Meet the productivity, quality and TAT requirements

Junior Underwriting - First Source Pvt Ltd

(2020-11 - 2021-01)

Underwriting specialist in Origination and Junior underwriting process.

• Responsible for reviewing review appraisal report, credit reports, loan application, 1040, income documents and calculation
• Handling team and Keeping huddles and prepare MOM
• Maintaining attendance tracker, sending production and productivity report
• Handling calls with clients regarding updates, rebuttals and escalations
• Quality checking to the team members

MBA - HR - Alagappa University (2013 - 2015)

Diploma - Electrical-House wiring - A.M Jain Industrial Training Center (2004 - 2005)