Vinoth Kumar
Seeking a position to utilize my skills and abilities in an esteemed organization that offers professional growth while being resourceful, innovative and flexible.
About
Seeking a position to utilize my skills and abilities in an esteemed organization that offers professional growth while being resourceful, innovative and flexible.
Experience
Supervisor - Ford Pvt Ltd
(2025-12 - 2026-04)
Handling Spare parts and Body workshop Quality checking to the team members
Senior Underwriter - Wipro Pvt Limited
(2018-11 - 2025-10)
- Conduct weekly reviews with the Team to identify, isolate, address and resolve any issues that hinder individual/team productivity and morale
- Discussion on the reported errors and action plan to meet the quality matrix
- Drive and motivate team to enhance productivity, and achieve the weekly/monthly and quarterly targets
- Communicating with the Clients on process improvements, rebuttals and action plan for misses
- Conventional, FHA loans
- Reviewing 4cs Credit, capacity, collateral and capital
- Calculating Borrower income and verifying assets documents
- Conducting huddles and preparing Minutes of meeting
- Analyze Credit, Income, and Asset document for all products handled by Mortgage Industry
- Meet the productivity, quality and TAT requirements
Junior Underwriting - First Source Pvt Ltd
(2020-11 - 2021-01)
Underwriting specialist in Origination and Junior underwriting process.
- Responsible for reviewing review appraisal report, credit reports, loan application, 1040, income documents and calculation
- Handling team and Keeping huddles and prepare MOM
- Maintaining attendance tracker, sending production and productivity report
- Handling calls with clients regarding updates, rebuttals and escalations
- Quality checking to the team members
Education
MBA - HR - Alagappa University (2013 - 2015)
Diploma - Electrical-House wiring - A.M Jain Industrial Training Center (2004 - 2005)
