Vipin Kumar

Result-oriented Banking & Finance professional with nearly 9 years of extensive experience in Retail Branch Banking, Sales Management, and Microfinance (MFI) operations. Proven track record of driving revenue growth, managing branch sales, and leading high-performing teams. Recognized consistently with top performance ratings (4 & 5) and regional awards for excellence in cross-selling and cross-functional leadership.

Possesses an MBA degree, combining strong financial acumen with strategic business development skills.

Branch Sales Manager - BANDHAN BANK LTD. - Ghazipur, U.P.

(2024-03 - 2024-08)

• Spearheaded the branch sales team to drive CASA acquisition, retail loans, and third-party products (IPG).
• Designed and executed local market mapping strategies to capture high-net-worth (HNI) clients.
• Ensured strict adherence to compliance and regulatory guidelines during customer acquisition.

Deputy Manager (Branch Banking Group) - ICICI BANK LIMITED - Mau, U.P.

(2022-10 - 2024-02)

• Managed core customer relationships and successfully drove the portfolio growth of the branch.
• Consistently achieved and exceeded cross-sell targets including life/general insurance, mutual funds, and other financial products.
• Delivered exceptional customer service, significantly improving branch retention rates and customer satisfaction scores.

Senior Branch Manager - AROHAN FINANCIAL SERVICES LIMITED - Faizabad, U.P.

(2018-08 - 2022-10)

• Oversave complete branch operations, business development, and credit portfolio management for microfinance operations.
• Led a large, high-performing field and in-office team, ensuring high productivity and timely loan disbursements.
• Maintained an exemplary portfolio quality with minimal NPA/overdue through robust credit risk assessment.

Branch Manager - SATIN CREDITCARE NETWORK LIMITED - Indore, M.P.

(2015-06 - 2018-08)

• Managed end-to-end branch operations, client sourcing, risk mitigation, and center meetings.
• Motivated and trained team members to consistently meet and exceed monthly disbursement and collection targets.

Master of Business Administration - M.B.A. - Dr. A.P.J. Abdul Kalam Technical University (AKTU)