Virat Mahto

Analytical Banking Compliance Professional with an MBA and specialized expertise in Anti-Money Laundering (AML) and Know Your Customer (KYC) frameworks. Experienced in managing Enhanced Due Diligence (EDD), loan operations, and risk mitigation. Proven track record in conducting investigative research, maintaining operational compliance, and delivering secure financial solutions.

Seeking to leverage deep knowledge of regulatory standards and core banking systems to contribute to a dedicated risk, compliance, or financial crime operations team.

Deputy Manager (Preferred Relationship Manager) - HDFC Bank - Bengaluru, Karnataka

(2025-08)

• Managed advanced compliance frameworks for high-value portfolios, ensuring strict adherence to EDD and evolving regulatory guidelines.
• Streamlined end-to-end credit operations, including the onboarding and disbursal of premium asset products with a focus on zero-defect compliance.
• Evaluated client asset allocations and investment portfolios to ensure alignment with risk tolerance and regulatory standards.
• Conducted detailed investigative research to safeguard portfolio integrity and mitigate financial risk.

Deputy Manager (Personal Banker - PB Classic) - HDFC Bank - Bengaluru, Karnataka

10 Months

• Managed routine branch operations with a focus on core KYC verification, AML tracking, and initial-stage customer onboarding due diligence.
• Executed loan onboarding and disbursal workflows for retail and commercial assets, ensuring precise documentation and strict credit alignment.
• Resolved complex customer and operational issues, maintaining top-tier operational compliance and service quality indicators.

Technical Advisor - Concentrix - Global Support

(2022-07 - 2024-02)

• Safeguarded user data integrity and account compliance while troubleshooting complex device and security issues.
• Coordinated critical escalations with cross-functional technical teams to optimize backend support processes and incident resolution.
• Consistently met strict resolution time and quality metrics within a high-volume, regulated support environment.

Master of Business Management - MBA - RKDF University, Ranchi (2022 - 2024)

Post Graduate Diploma - Sales and Relationship Banking - Manipal Academy of BFSI (2024 - 2026)