Yamuna Singhal

Financial Crime Compliance Analyst with experience in AML Transaction Monitoring, KYC, CDD, EDD, Sanctions Screening, PEP Screening, and Fraud Risk Analysis. Skilled in alert review, case investigation, suspicious activity identification, and SAR/STR reporting using AMLOCK. Handled 150+ alerts daily with high accuracy; reduced false positives by 10% through risk-based analysis.

Strong knowledge of AML regulations, FATF guidelines, and regulatory compliance frameworks. Postgraduate in Economics with proficiency in Advanced Excel, data analysis, and reporting. Experienced in audit-ready documentation, risk assessment, and escalation of high-risk cases.

Financial Crime Compliance Analyst - KYC and AML at AU Small Finance Bank Pvt. Ltd. (2025-09 – Present)

• Process Innovation: Developed "TaskMaster," an Excel-based automation tool that streamlined alert reviews and comment closures, significantly increasing investigative throughput.
• L2 Investigations: Serve as a Level 2 Investigator, adjudicating 150+ AMLOCK alerts daily and identifying complex patterns to support forensic SAR/STR reporting.
• High-Risk Lifecycle: Manage end-to-end KYC/EDD for high-risk profiles, including PEP screening and adverse media analysis, while maintaining 100% audit-ready documentation.
• Specialized Analysis: Conduct deep-dive investigations into 20+ crypto-related alerts daily, mitigating emerging digital asset risks and financial crime nexus.
• Regulatory Compliance: Ensure stringent adherence to FATCA and global regulatory frameworks, utilizing risk-based validation to reduce false positives.

Sales and Relationship Manager Intern at ICICI Bank (2025-04 – 2025-08)

• KYC & Onboarding: Managed end-to-end customer onboarding and KYC documentation in strict adherence to regulatory compliance requirements. Facilitated the cross-selling of financial products while ensuring full integration with institutional risk and compliance frameworks.
• Due Diligence: Executed Customer Due Diligence (CDD) through meticulous identity verification and maintenance of audit-ready records.
• Data Management: Maintained CRM systems with a focus on data integrity, documentation standards, and internal audit readiness.
• Field Compliance: Coordinated client interactions and field visits, ensuring 100% alignment with internal policies and banking guidelines.

M.A. in Economics – IIS University (2023-01 – 2025-01)

B.A. (Hons) in Economics with Psychology – Kanoria PG Mahila Mahavidyalaya (2020-01 – 2023-01)

XII – St. Angela Sophia Sr. Sec. School

X – St. Angela Sophia Sr. Sec. School