Yash Lakkadwala

A postgraduate in Finance Analytics, having 5 years of work experience in Treasury Management. My skills include Treasury Management, Treasury Operations, Treasury Risk Management, Budgetary Control, Fund Planning, Funds Flow Management, Cash Flow Management, Working Capital Management, Cash Flow, Excel, Treasury Analyst, Compliance, Accounting, Analytical, Banking, Liquidity Management, Variance Analysis and Financial Services.

Assistant Treasury Manager - Sanofi Consumer Healthcare Private Limited

(2025-04)

• Managed treasury operations for India, UAE, and Saudi Arabia, including intercompany settlements, treasury payments to group entities, funding requests, netting transactions, cash pooling, non-fund-based facilities like Bank Guarantees for India and LC for UAE entity.
• Prepared cash flow and forecast reports for four entities and analysed variances between actual results and forecasts.
• Analysed monthly and landing variance analysis reports, and presentations for Global Treasury meetings, covering forecast–actual performance for 14 entities across Asia.
• Owned end-to-end new banking setup for Opella entities, including account opening, KYC compliance, credit agreement execution, and acting as point of contact between bank and Project team for banking setup.
• Prepared Budget for 2026 for all 4 entities which covers collation of P&L, Intercompany data, taxes, Personal cost, export/import to third parties etc and engagement with FBP (Financial Business Performance) and finance team on cashflow discussion and presenting to Global for final sign off which will be used as a benchmark for whole year.
• Aligned Dividend process for Sanofi Consumer Healthcare (Listed Entity) from Scratch till the end which covers Dividend planning, Account Opening, KYC Verification of entity, remittance of funds to Group and Promoter and ensuring that all activities are done after dividend remittance within stipulated timelines.
• Handled Insurance tracking of Opella Entities from premium payments (when it is due) for both employee and non-employee to taking complete ownership of Prepaid GL Accounts balances for reconciliation with A2R team.
• Preparing cash flow, analysis of payable and receiveable along with preparing pre-paid insurance in General Ledger by posting entries in SAP Unity and SAP Hana.

Assistant Treasury Manager - Sanofi Consumer Healthcare Private Limited

(2023-09 - 2025-04)

• Aligned Dividend process for Sanofi Consumer Healthcare (Listed Entity) from Scratch till the end which covers Dividend planning, Account Opening, KYC Verification of entity, remittance of funds to Group and Promoter and ensuring that all activities are done after dividend remittance within stipulated timelines.
• Handled Insurance tracking of Opella Entities from premium payments (when it is due) for both employee and non-employee to taking complete ownership of Prepaid GL Accounts balances for reconciliation with A2R team.
• Preparing cash flow, analysis of payable and receiveable along with preparing pre-paid insurance in General Ledger by posting entries in SAP Unity and SAP Hana.

Treasury Analyst - TVS Supply Chain Solutions (TVS SCS)

(2023-09 - 2025-04)

• Administered Project "WAMPUM," a key project for Overseas Subsidiaries (UK), which involved pooling to a pool header account (Operating entities).
• Provided cash flow to the UK subsidiaries in accordance with TVSSCS needs, and comparing the variance between the budgeted and actual.
• Operated the Cashflow based on their forecasted Cashflow Plan and ensured funding should be given on time to make timely payments for Legal, HR, Finance, and normal day to day expenses.
• Established the TVS SCS (India and Overseas Borrowing) Budget and projected the following two years' plan based on input from both Indian and foreign organizations, presenting it to the senior management committee for review.
• Performed the KYC documentation for Project Viridis-RCF Facility for USD115mn from providing all information for overseas entities along with TVS SCS India.

Treasury Analyst - TVS Supply Chain Solutions (TVS SCS)

(2021-07 - 2023-09)

• Administered Project "WAMPUM," a key project for Overseas Subsidiaries (UK), which involved pooling to a pool header account (Operating entities).
• Provided cash flow to the UK subsidiaries in accordance with TVSSCS needs, and comparing the variance between the budgeted and actual.
• Operated the Cashflow based on their forecasted Cashflow Plan and ensured funding should be given on time to make timely payments for Legal, HR, Finance, and normal day to day expenses.
• Established the TVS SCS (India and Overseas Borrowing) Budget and projected the following two years' plan based on input from both Indian and foreign organizations, presenting it to the senior management committee for review.
• Performed the KYC documentation for Project Viridis-RCF Facility for USD115mn from providing all information for overseas entities along with TVS SCS India.

Manager Trainee - Photon

(2021-07 - 2023-09)

• Weekly MIS treasury reporting: Indian Equities reporting on weekly basis like purchase, sale, profit/loss and international reporting of products like bond, IRS and loan.
• Account Reconciliation: Performed reconciliation with accounts team on monthly basis for calculating company's net worth and to know the difference in Indian and international profit.
• Learnt about international investment options like fixed coupon notes and structured products and implemented ROE matrix for international bonds and Structure products.

MBA/PGDM - Great Lakes Institute of Management (2021)

B.B.A/ B.M.S - MITHIBAI COLLEGE OF SCIENCE, COMMERCE AND ARTS MUMBAI (2019)