Yash Papdiwal
MBA Finance | Credit Risk & MSME Lending | Financial Analyst
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About
MBA Finance graduate with a focused specialization in credit risk assessment and MSME lending, developed through a 45-day field internship in retail and business credit distribution across Waluj MIDC. Certified in Mutual Fund Distribution (NISM-V-A), with practical exposure to loan eligibility screening (FOIR, LTV), CGTMSE-backed schemes, and CMA fundamentals. Brings a strong analytical foundation and a keen interest in credit evaluation to a.
Seeking an Credit Analyst or Financial Analyst role to apply quantitative and analytical skills in a growth-oriented environment.
Experience
Summer Intern - NetValue Fincorp & Ex-Bankers Venture - Waluj, Aurangabad
(2025 - 2025)
Loan Advisory, MSME Finance & Retail Credit Distribution | 45 Days
- Surveyed 125+ MSME units across Waluj MIDC spanning engineering, automotive, medical and education sectors to assess financing and credit requirements.
- Conducted 1,300+ telecalling calls for Personal, Home and Business Loans and Loan Against Property (LAP), generating qualified leads through CRM-based outreach.
- Performed loan eligibility screening — FOIR and LTV calculations, document verification and lender coordination — to support credit decisioning.
- Represented the firm at 5–7 high-value client meetings (₹1 Cr+) covering LAP and project finance requirements.
- Built sector-wise documentation checklists and daily tracking systems; gained working knowledge of CGTMSE guarantee schemes, CMA data preparation and CC/OD facility structures.
Education
MBA - Finance - MGM University, Chhatrapati Sambhajinagar (2024 - 2026)
BBA - Deogiri College, Chhatrapati Sambhajinagar (2021 - 2024)
HSC - Science - Maharashtra State Board (2021 - 2021)
SSC - Maharashtra State Board (2019 - 2019)


