Zeal Vora
MBA Intern
Talent
Vadodara, GujaratMember since September 20, 2026
MS-Office Suite
·
Hire this person
Send a job offer directly to this candidate
MS-Office Suite
About
Project Title: Financing SME's: A study on SME Loan Accessibility and Challenges
Experience
MBA Intern - Bank Of Baroda
Project Title: Financing SME's: A study on SME Loan Accessibility and Challenges
- Secondary data analysis existing study on SME financing, government schemes, RBI/Ministry of MSME
- Analyze reason for loan approval
- Identify trends and key barriers
- Gained knowledge of the structure and importance of SMEs in the Indian economy
- Studied credit schemes like CGTMSE, Mudra yojana, and their real world impact
- Understood credit evaluation methods, risk assessment and documentation procedures
- Credit Risk Appraisal: Studying the end-to-end underwriting process and how banks mitigate default risk
- Working Capital Management: Analyzing how MSMEs manage Cash Credit (CC) and Overdraft (OD) limits
- Spreading of financial statements (Balance Sheets, P&L) and calculating key ratios like Debt-Equity, Current Ratio, and DSCR (Debt Service Coverage Ratio)
- Understanding UDAYAM Portal and GST Compliances For MSME
- Checking the 5 C's of credit: Character, Capacity, Capital, Collateral, and Conditions
- Analyzing 3 years of audited financials to assess the business's health using the MPBF (Maximum Permissible Bank Finance) method
Education
X - GBSE (2019-05)
XII - Commerce - GBSE (2021-05)
B.com - Accounts - Gujarat university (2024-05)
MBA - Finance & Marketing - ICFAI Business School, Jaipur (2026-02)
MBA - Finance & Marketing - ICFAI Business School, Jaipur (2026-02)
MBA - Finance & Marketing - ICFAI Business School, Jaipur (2026-02)
MBA - Finance & Marketing - ICFAI Business School, Jaipur (2026-02)
MBA - Finance & Marketing - ICFAI Business School, Jaipur (2026-02)
Skills
MBA Intern
