Mohamed Yousif

Evaluating the creditworthiness, risk profile of corporate, and analyze their financial data. Progressive advancement of the credit risk models and strategies. Maintaining the standard operating procedures for credit underwriting, verification, and documentation.

Senior Credit Risk Analyst - Al Ahly Capital Holding for Microfinance-Tamkeen - Cairo, Egypt

(2022-08 - 2025-09)

• Evaluating the creditworthiness, risk profile of corporate, and analyze their financial data.
• Progressive advancement of the credit risk models and strategies.
• Maintaining the standard operating procedures for credit underwriting, verification, and documentation.
• Communicating major deficiencies and policy violations to credit review group head for follow up.
• Preparing periodic portfolio analytics and reports.

Retail Credit Risk Analyst - Banque du Caire - Cairo, Egypt

(2019-10 - 2022-08)

• Assessing retail segment clients' credit data and financial statements for lending approvals.
• Ensuring credit applications are processed within the approved lending parameters adhering to the lending policy.
• Preparing credit reports including the degree of risk in lending money.
• Justify credit decisions and provide value adding and constructive feedback on credit applications to LOBs.
• Assessing credit requests within defined TAT, quality and accuracy, adhering to risk appetite, policies, and SOPs.

MSc - Data Science for Economics and Health - University of Milan (2025-09)

BSc - Business Information Systems - Helwan University (2013-09 - 2017-07)

Cambridge IGCSE - Global International School (2008-09 - 2013-07)