Naheel Ababseh

Detail-oriented Credit Officer with over 3 years of experience in credit risk assessment, financial analysis, and lending operations within an international development finance environment. Skilled in evaluating borrower creditworthiness, facility structuring, portfolio monitoring, and ensuring strict compliance with credit policies. Holds an MBA with a research focus on Business Intelligence in Commercial Banks.

Seeking to leverage analytical, reporting, and credit risk management expertise in a Corporate Credit role within an international banking institution.

Credit Officer – Client Follow-up & Portfolio Monitoring at Near East Foundation (NEF) (2023-05 – Present)

• Credit Review & Risk Analysis: Analyze and review credit applications and packages to evaluate borrower financial standing, repayment capacity, and cash flows, ensuring compliance with institutional and donor credit policies.
• Portfolio Data Integrity: Validate financial and operational credit data to guarantee high accuracy and integrity across portfolio databases, supporting sound risk-based decision-making.
• Executive Reporting: Prepare comprehensive credit reports, executive summaries, and analytical memos for senior management and international funding donors.
• Process Auditing & Controls: Audit end-to-end lending operations to maintain strict adherence to approved procedures, internal controls, and risk management guidelines.
• Financial Monitoring: Track loan disbursements, monitor daily system cash transactions, and generate daily portfolio performance and monitoring reports.
• Stakeholder Coordination: Coordinate across internal teams and external stakeholders to communicate credit decisions, conditions, and ongoing facility follow-ups.

Master of Business Administration (MBA) in Entrepreneurship & Innovation – University of Petra (Jordan) & LUISS University (Rome, Italy) (2020-10 – 2022-11)

Bachelor of Financial & Banking Sciences in Financial & Banking Sciences – University of Petra, Jordan (2016-10 – 2020-06)