Tariq Atari

Fintech technology executive with 19+ years of experience and 11+ years leading HyperPay's technology function. Owns the full online-payment ecosystem - from merchant onboarding, checkout, APIs, SDKs, 3-D Secure and tokenization through acquiring, switching, fraud, authorization, clearing, settlement, reconciliation and reporting. Proven in scaling business-critical payment platforms, launching fintech products, leading large-scale migrations, and delivering SAMA-driven, mada, Visa and Mastercard programs across KSA and the wider MENA region.

Chief Technology Officer at HyperPay (2015-03 – Present)

• Technology strategy and platform ownership: Define the roadmap, architecture and governance across ACI PAY.ON/OPP, HyperPay-owned connectors and products, Postilion switching, reporting, data services and merchant capabilities.
• Scale, reliability and continuity: Govern a payment estate processing more than 40 million transactions per day, including high availability, disaster recovery, capacity, monitoring, incident response, root-cause analysis and business continuity.
• Strategic product launches: Sponsored and delivered HyperSplits, HyperBill and HyperSight, alongside payment reporting, transaction monitoring, payout, API gateway, secure webhook and data-warehouse capabilities.
• Merchant and partner growth: Led technology delivery supporting a portfolio of more than 5,000 merchants, including strategic partner Barq, while expanding bank, acquirer, wallet and alternative-payment connectivity.
• Large-scale platform migrations: Directed MPGS v78 and v100 migrations, ACI enhancements, Postilion switch DR/active-active initiatives, production cutovers and database/data-platform modernization.
• SAMA, mada and scheme programs: Led SAMA-driven and mada certification initiatives, mada NPG and digital-wallet readiness, Visa AFT/OCT, Mastercard MoneySend and mandates, network tokenization, 3-D Secure, card-on-file and CIT/MIT.
• Security and compliance governance: Own technology workstreams supporting PCI DSS v4.0, ISO 27001, secure coding, TLS/PKI, KMS/HSM controls, vulnerability remediation, fraud integration and audit readiness.
• Executive leadership and ecosystem influence: Lead engineering, integration and payment-switch teams and manage senior relationships with banks, Saudi Payments/mada, Visa, Mastercard, ACI Worldwide, processors, strategic merchants and technology vendors.

Technical Director at HyperPay (2014-03 – 2015-03)

• Platform and integration delivery: Led technical design, development and system integration for payment-gateway clients and strategic platform capabilities.
• Operational and security ownership: Managed production infrastructure, coding standards, technical risk, settlement-file integrity, penetration-testing coordination and critical client issue resolution.
• Team and delivery management: Managed engineering resources, project delivery and reusable technical components, establishing the foundation for HyperPay's technology scale-up.

Development Team Leader / Senior PHP Developer at N2V - Invest (2012-02 – 2014-03)

Led five engineers across e-commerce, publishing, mobile and consumer ventures; improved scalability, database performance and production recovery.

Senior PHP Developer / Systems Analyst at Ijazza Computer Technology (2009-01 – 2012-02)

Rebuilt backend/database architecture, developed a custom CMS and delivered an SMS response service using Kannel.

Junior PHP Developer at MazajNet (2007-02 – 2008-10)

Delivered client websites and e-commerce solutions while administering hosting infrastructure, backups and production security.

Bachelor of Science in Computer Science – Applied Science University (2007)