Alex Mati

I am an enthusiastic credit/collection officer eager to contribute to team success through hard work, attention to detail, excellent organizational skills, interpersonal skills, excellent time management and problem-solving skills. Clear understanding of credit management and training in corporate credit and financial analysis skills . Motivated to learn, grow and excel in credit management.

Throughout my experience, I have excelled in; performing loan processing, evaluation and executions, handling customer service, generating monthly credit reports, keeping track of monthly disbursement targets ensuring daily journal posting, I am looking to secure a position where my experience will contribute to delivering results that will ensure growth in the company's revenue.

 Perform collection of overdue debts, reconciling on average account queries

 Ensure smooth collection of debt through negotiations and reducing customer disputes.

 Use skip tracing and other techniques to locate debtors.

 Perform customer credit checks, providing recommendations for changes to credit limitsthat led to increase in cash flow.

 Successful resolve complex collection cases, liaising with debt collection agencies and local courts to ensure positive outcome.

 Monitor accounts for compliance with established payment plans and flagged those in violation.

 Perform credit assessment and account reconciliations on daily basis.

Recommended credit rating procedures that resulted in increase in risk analysis accuracy.

 Grew existing client relationships through regular updates and engagement, boosting retention.

 Provided customised credit solutions for individuals and small business owners, managing loan portfolio.

 Analysed customer history and financial reports to assess risk and creditworthiness.

 Controlled credit risk by analysing portfolio and identifying potential issues impacting client security.

 Coordinated up to date requests simultaneously, managing full application process from enquiry to loan closing.

 Maintained organisational efficiencies by constantly reviewing and updating credit and loan files.

 Performed credit analysis, evaluating financial status to accurately determine feasibility of loan

Achievements

1. CERTIFIED CREDIT PROFESSIONAL-ADVANCE LEVEL WITH KASNEB
2. DIPLOMA IN BANKING AND FINANCE 
3. COMPUTERIZED ACCOUNTING.