Business Banker - Cooperative Bank of Kenya
(2014-11)
- Streamlining Asset growth through maintaining monthly/ annual targets against performance for the branch business loans.
- Maintaining the quality portfolio of PAR of fewer arrears of less than 5% as well as being the relationship manager of all business/current accounts for the branch.
- Liability growth through acquisition of new customers and increasing deposits for the branch.
- Being an ambassador in migrating branch clients to alternative channels e.g. internet banking, mobile banking, debit card and agency usage.
- Carrying out the cross-selling of additional products to every existing client under my relationship.
- Looking for sme, asset finance, microcredit, mortgage, trade finance and Sacco clients.
- Appraising mortgage, sme, asset finance and cooperatives customers, micro-credit for loans applied.
- Analyzing all credit cases and carrying out security documentation and perfection for the same clients.
- Analysing of all credit cases in the Branch Credit Committee.
Micro-Credit Officer - Cooperative Bank of Kenya
(2013-08 - 2014-10)
- Originated quality loans through; marketed for new business, received potential clients and conducted an initial assessment, scheduled interviews at client's business premises to gather the necessary information to complete applications, appraised the loan applications and completed all the required forms associated with the loan appraisal.
- Handled the maintenance of portfolio quality /loan recovery through; aggressive follow-up accounts in arrears as specified in the policy manual, provided the arrears report to the branch manager/agency in charge, provided weekly reports on loans approved/disbursed to the branch/agency in charge.
- Managed Group lending through visitation and trained group members, received and processed applications, appraisal, documentation and security perfection, arrears follow-up and also performed customer care services.
- Carried out the paying of cash, cash cheques, and traveler's cheques and received cash deposits.
Portfolio Management/Portfolio at Risk - Cooperative Bank of Kenya
Successfully managed a portfolio of over 164 million with a PAR of 1.61% for SME, Asset Finance and micro-credit loans.
Assistant Finance Officer - Mercy Corps Kenya
(2013-04-03 - 2013-08-31)
- Processed and prepared financial statements, created, sent, and followed up on invoices.
- Collected and reviewed data for reports and also reviewed and performed audits on financial statements and reports.
- Reported discrepancies and also prepared payments for employees and also suggested improvements in accuracy, efficiency, and reduced costs.
- Updated financial spreadsheets with daily transactions and also prepared balance sheets.
- Tracked and reconciled bank statements and also created cost analysis reports (fixed and variable costs).
- Processed tax payments, supported monthly payroll and also kept organized records.
- Recorded accounts payable and accounts receivable and also processed invoices and followed up with clients, suppliers and partners as needed.
- Provided administrative support during budget preparation and also participated in quarterly and annual audits.
Teacher - Toniok Secondary School
(2012-01 - 2012-10)
Clerk - IEBC - Electoral Company
(2012-12 - 2012-12)
Clerk - Verification of voters - IEBC - Electoral Company
(2013-02 - 2013-02)
Clerk - Elections - IEBC - Electoral Company
(2013-03 - 2013-03)
