Eric Maorwe

I am a dedicated and results-driven credit professional with an extensive 11-year tenure. My career objective is to leverage my seasoned expertise in client account management, team leadership, and financial analysis to make a substantial contribution within a dynamic organization.

Backed by a robust foundation in managing a diverse spectrum of financial domains including Asset, SME, Mortgage, Micro, Personal, Agriculture, Group/Chama, and Mobile finance, I am unwavering in my commitment to achieving organizational objectives and fostering sustainable success. My adaptable nature, complemented by formidable communication and problem-solving skills, equips me to excel in high-pressure environments and to deliver innovative solutions.

My aspiration is to align with an organization that shares my values—a place where I can apply my multifaceted skill set to nurture growth, cultivate enduring relationships, and play a pivotal role in the realization of strategic objectives. My paramount objective remains unwavering: to perpetuate a positive impact, champion innovation, and uphold operational excellence for the benefit of my future employer.

EFKen Leasing Ltd (Feb 2021 - Jan 2022)

Position: Business Development Manager

• Led the development and execution of business development plans and strategic alliances.
• Identified new sales opportunities, managed client accounts, and prepared service proposals.
• Represented the organization in industry forums and conferences.
• Managed budgets and fostered a customer-focused culture

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Equity Bank Kenya Ltd (Oct 2019 - Dec 2020)

Position: Relationship Manager-Food & Agriculture

• Drove growth of SME and corporate asset portfolios in the food and agriculture sector.
• Conducted credit proposal underwriting and sector strategy execution.
• Managed staff, coordinated external partnerships, and ensured policy adherence.
• Organized staff training, meetings, and performance reviews.

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Equity Bank Kenya Ltd (Aug 2017 - Oct 2019)

Position: Branch Head of Credit/Assistant Relationship Manager-Credit

• Oversaw branch portfolio growth, maintained high-quality loan book, and enforced policies.
• Achieved loan book growth of Ksh 1 billion and maintained PAR below 3%.
• Led a motivated and high-performing credit team.

Equity Bank Kenya Ltd (Jul 2014 - Aug 2017)

• Position: Branch Credit Administrator/Assistant Branch Head of Credit
• Assisted Branch Head in credit operations, compliance, and strategy execution.
• Managed credit reports, documentation, and compliance.
• Enforced sector strategies, verified transactions, and maintained customer records.

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Equity Bank Kenya Ltd Oct 2010 - July 2014)

Position: Branch Credit Relationship Officer•

• Managed growth and quality of agriculture loan book.
• Managing customer service issues
• Ensure compliance with credit policy and procedures
• Identified new market opportunities
• Train branch staff on agriculture products and services
• Guided and mentored new officers
• Filing and archiving of documents.
• Appraise potential clients for credit facilities
• Prepare and document loan files.
• Presents loan requests to the branch credit committee
• Maintained of loan disbursement register
• Marketing for new clients-Account opening and subsequent follow-ups
• Debt Management through calls, home visits and other means.
• Booking and maintaining securities at the branch
• Attended farmer's field meetings and other stakeholder forums
• Managed the Remote Satellite Office for handling customers, IT infrastructure, and other office work.
• •Coordinating and acting as a link between the Bank and other stakeholders.
• •Recruited Community-based Organizations, and facilitated training on topics like Group dynamics, budgeting,
• and record keeping.
• •Champion Agriculture lending.
• •Other duties as assigned by supervisors.

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 Branch Trade Finance and Treasury Champion;

Champion Treasury and Trade Finance Products in the Branch

• Train Staff on Treasury and Trade Finance Products
• Appraise clients for Trade Finance facilities
• Maintain bid bonds in the system.
• Ensuring that all policies and procedures are adhered to.
• Filing and archiving of documents
• Liaising with Head Office from time to time.
• Maintain good customer relations with clients

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Magana Flowers Kenya Ltd (May 2006 - Apr 2006)

Position: Internship (Field Attachment)

• Gained practical experience in horticulture through tasks such as cutting roses, scouting for pests, and post-harvest handling.

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Education

Bachelor of Science in Horticulture

Egerton University, 2003 - 2007

KCSE (Kenya Certificate of Secondary Education)

Nkubu High School, 1996 - 1999

Professional Qualifications

Certificate in Agricultural Finance (CAF)

Kenya School of Monetary Studies, 2013

Diploma in IMIS (Institute for Management of Information Systems - UK)

Strathmore University, 2001-2002

Certificate in Computer Application to Data Management

Embu Agricultural Staff Training Institute, 2000