Francis Macharia

As a resourceful and initiative driven finance professional with 8 years of experience in the finance and credit management, I am a visionary leader and highly capable change-agent who consistently refine, revitalize strategies and facilitate solutions. I am oriented professionally with broad knowledge and experience in financial accounting, risk management, credit management, bank reconciliations, loan collection and customer service.

Team Leader - Together As One (Micro Investments Ltd)

(2025-01)

• Business development and branch growth
• Loan portfolio management
• Ensure operational compliance
• Staff supervision and leadership
• Financial and risk management
• Customer service and relationship management

Assistant Branch Manager - ASA International - Eastleigh

(2019-10 - 2024-12)

• Guiding my team to maximize the potential within the branch level through disbursement, collection and retention of customers across all segments.
• Managed daily financial reports, prepared expense, group and branch collection report
• Supported the recruitment process, including posting job listings, screening applicants, and interviews.
• Maintained employee files, processed leave requests, and assisted with on boarding procedures.
• Follow up of bad debts, defaults and handling small business loan.
• Client training sessions and staff meetings.

Credit/Loan Officer - ASA International - Githurai Branch

(2017-02 - 2019-10)

• Handling loan approvals within set limits
• Overseeing portfolio growth and performance
• Daily group visit and loan collections.
• Ensuring know Your compliance for all new and existing customers

Industrial Attachment - National Treasury

(2016-01 - 2016-08)

• Assisting in the preparation of budgets
• Managing records and receipts
• Reconciling daily, monthly and yearly transactions
• Preparing balance sheets
• Processing invoices
• Supporting the Finance Manager and executives with projects and tasks when required

Bachelor of Commerce - Commerce - Laikipia University (2014 - 2016)

Kenya Certificate of Secondary Education - Kerugoya Boys' High School (2009 - 2012)

CPA - Accounting