Gikundi Benson

To work in challenging and dynamic business or social environment that provides an opportunity for personal growth and career development especially in accounting and business field.

CREDIT OFFICER - KENCREAM SACCO LTD - Nairobi

(2016-03)

In charge of the entire Credit department.

• Assess loan requests or commercial credit applications through interviews with applicants and by checking application forms, references, credit ratings, credit scores, pay slips and other information.
• Appraise or recommend for approval of loans and advances applications within the policy.
• Prepare documents setting out conditions and periods of loans & loan installments.
• Prepare reports of loans accounts that have outstanding (unpaid) amounts keep records of arrears (behind in payments) and prepare routine demand letters or make telephone calls requesting payment.
• Prepare statements of overdue loan accounts and forward these for legal action.
• Prepare reports on credit ratings of customers answer enquiries concerning loan balances, penalties and the credit standing of customers.
• Implementation and review of the Society's credit policies and procedures.
• Advising and overseeing prudent credit management.
• Giving guidance in all credit and loan matters.
• Ensuring adequate budgetary controls are in place.
• Submitting implementation work plans and ensure proper reporting systems are in place.
• Prudent management of member withdrawals.
• Declaring both issued and rescheduled loans to the insurer on Monthly basis.
• Any other lawful duties that may be assigned from time to time.

Assistant Accountant - METHODIST SACCO LTD

(2014-04 - 2016-03)

• Maintenance of accurate books of accounts.
• Receiving & receipting members' savings/loan and posting same to the software.
• Preparation of financial statements & management reports.
• Issuing, receiving, serializing and appraisal of Loan forms.
• Accounts payable & receivable management.
• Petty cash float management.
• Defaulter's management-Loan ageing analysis.
• Preparing monthly bank reconciliations.
• Preparation of the Payroll & filing statutory returns.

Accountant - NORTH & SOUTH TRAVEL LTD

(2013-03 - 2014-03)

• Petty cash float management.
• Bank reconciliation statements.
• Full statutory compliance i.e. filing of; VAT, PAYE, NHIF, NSSF, Co's annual returns.
• Banking of cash & cheques collected on sales.
• Debts collection especially institutions i.e. KRA, University of Nairobi, other parastatals.
• Accounts receivable management.
• Accounts payable management.
• Preparation of financial statements.

Accounting Officer - LAARE KAMUKUNJI GROUP CO. LTD

(2010-08 - 2013-02)

Accounts clerk / Intern - MAUA METHODIST HOSPITAL

(2010-01 - 2010-06)

Clerical Officer - NYAMBENE ARIMI SACCO LTD

(2006-01 - 2007-12)

Bachelor of Business Administration - Finance & Accounting - Kenya Methodist University [KEMU] (2013 - 2015)

Kenya Certificate of Secondary Education - St. Luke's Boys Sec School (1999 - 2002)

Kenya Certificate of Primary Education - Kinyanka Primary School (1991 - 1998)