CREDIT OFFICER - KENCREAM SACCO LTD - Nairobi
(2016-03)
In charge of the entire Credit department.
- Assess loan requests or commercial credit applications through interviews with applicants and by checking application forms, references, credit ratings, credit scores, pay slips and other information.
- Appraise or recommend for approval of loans and advances applications within the policy.
- Prepare documents setting out conditions and periods of loans & loan installments.
- Prepare reports of loans accounts that have outstanding (unpaid) amounts keep records of arrears (behind in payments) and prepare routine demand letters or make telephone calls requesting payment.
- Prepare statements of overdue loan accounts and forward these for legal action.
- Prepare reports on credit ratings of customers answer enquiries concerning loan balances, penalties and the credit standing of customers.
- Implementation and review of the Society's credit policies and procedures.
- Advising and overseeing prudent credit management.
- Giving guidance in all credit and loan matters.
- Ensuring adequate budgetary controls are in place.
- Submitting implementation work plans and ensure proper reporting systems are in place.
- Prudent management of member withdrawals.
- Declaring both issued and rescheduled loans to the insurer on Monthly basis.
- Any other lawful duties that may be assigned from time to time.
Assistant Accountant - METHODIST SACCO LTD
(2014-04 - 2016-03)
- Maintenance of accurate books of accounts.
- Receiving & receipting members' savings/loan and posting same to the software.
- Preparation of financial statements & management reports.
- Issuing, receiving, serializing and appraisal of Loan forms.
- Accounts payable & receivable management.
- Petty cash float management.
- Defaulter's management-Loan ageing analysis.
- Preparing monthly bank reconciliations.
- Preparation of the Payroll & filing statutory returns.
Accountant - NORTH & SOUTH TRAVEL LTD
(2013-03 - 2014-03)
- Petty cash float management.
- Bank reconciliation statements.
- Full statutory compliance i.e. filing of; VAT, PAYE, NHIF, NSSF, Co's annual returns.
- Banking of cash & cheques collected on sales.
- Debts collection especially institutions i.e. KRA, University of Nairobi, other parastatals.
- Accounts receivable management.
- Accounts payable management.
- Preparation of financial statements.
Accounting Officer - LAARE KAMUKUNJI GROUP CO. LTD
(2010-08 - 2013-02)
Accounts clerk / Intern - MAUA METHODIST HOSPITAL
(2010-01 - 2010-06)
Clerical Officer - NYAMBENE ARIMI SACCO LTD
(2006-01 - 2007-12)
