James Amos

Skillful and dynamic finance undergraduate with proven history of providing comprehensive accounting and management support. Academically skilled in financial reporting, accounting and end month reconciliation. Able to offer support with supplies, interact with auditors and communication functionally across various departments.

Able to identify loss and rectify the discrepancies to prevent loss, improve accuracy, efficiency and achieve financial objectives. Expert in credit risk, portfolio management & business development for lending institutions.

I deliver measurable growth by rigorously assessing borrower creditworthiness, proactively managing loan books to minimize defaults (NPLs), and expanding client bases through targeted, community-focused strategies. My hands-on experience in both microfinance (group lending) and asset-backed logbook loans ensures practical, compliant, and results-driven solutions to strengthen your portfolio's performance and resilience. I bridge field execution with strategic financial analysis to drive sustainable asset growth.

Microfinance & credit professional with experience in sales, risk assessment, and portfolio management for both logbook and group-based lending. Skilled in client onboarding, financial analysis, and recovery strategies to minimize NPLs. Also delivered financial literacy training and ensured regulatory compliance. Demonstrated adaptability through national service roles.

2019 to 2023: Pursuing Bachelor of Commerce, Finance, Pwani University. Key modules; Corporate Financial Management, Financial Reporting, Management Accounting and Real Estate