James Njogu
Credit Controller
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About
I am a self-starter, highly organized, detail-oriented, and dependable professional with over 10 years of experience in accounting and financial management. I bring strong theoretical, analytical, and practical knowledge of generally accepted accounting principles (GAAP). My expertise spans across credit control, tax accounting, payables/receivables, and financial reporting. I am hardworking, dedicated, and ambitious, with proven ability to apply accounting knowledge to diverse financial issues.
Experience
Credit Controller (Monitoring) at Highlight Travel Ltd T/A BCD Travel (2023-05 – Present)
- Conduct credit risk assessments for corporate clients and travel agents.
- Monitor outstanding balances and enforce credit policies.
- Cash Flow Management Monitor incoming payments against outgoing expenses like airline tickets (BSP and Non GDS tickets), Hotels bookings and tour operator fees.
- Drive debt collection, negotiate repayment plans, and meet collection targets.
- Prepare financial reports on credit exposure and overdue accounts.
- Ensure compliance with AML standards and audit requirements.
- Handle disputes and prepare demand/violation letters.
- Handle billing disputes, incorrect charges, or refund claims to maintain customer satisfaction while protecting revenue.
- Ensure adherence to financial regulations, anti-money laundering standards, and internal audit requirements.
Treasury & Payable Accountant at Mantrac Kenya Ltd (2022-04 – 2023-05)
- Managed petty cash requisition and reporting.
- Oversaw cash management systems and debt analysis.
- Conducted bank and accounts payable reconciliations.
- Ensured timely payment of statutory deductions (NSSF, NHIF, PAYE, etc.).
- Processed payroll deductions and managed local/foreign accounts payable.
Credit Controller at Optica (K) Ltd (2021-04 – 2021-12)
- Managed high-volume accounts receivable portfolio.
- Conducted credit risk assessments and set credit limits.
- Negotiated payment plans and resolved invoice disputes.
- Prepared weekly/monthly collection and aged debtors reports.
- Escalated overdue matters and worked with credit bureaus for listings.
Credit Controller at CMC Motors Group (2007-10 – 2021-12)
- Liaised with customers and internal sales teams.
- Ensured accurate reporting of trade/non-trade receivables.
- Prepared customer statements and debtor meeting coordination.
- Conducted credit evaluations and quarterly reconciliations.
- Improved debt collection processes and resolved account discrepancies.
Treasury Accountant at CMC Motors Ltd (2007 – 2009)
- Posted supplier vouchers and invoices in QuickBooks.
- Raised client invoices and tracked receivables.
- Managed petty cash and safeguarded financial records.
- Supported daily operational costs through accurate reporting.
Education
MBA in Operations Management – University of Nairobi (2016)
BCom in Finance Option – Catholic University of Eastern Africa (2006 – 2009)
KCSE – Kijabe Boys High School (1996 – 1999)