Credit officer
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Am a qualified credit officer with more than 8yrs experience from 3 leading financiers in Kenya.
Have experience in all the loan processes, appraising, processing, advising borrowers and also recovery. Have managed created and managed a portfolio of 200m in 3years with a PAR of 3%.
Have worked with uwezo fund for 1 year where i trained groups done assessments and appraisal and adviced the loan officers on the qualified groups.Also worked with Hand in hand Eastern Africa where i was a business relationship officer,mobilized groups, trained them, funded them and recovered.My recent employers was Fortune sacco where i worked as a credit officer.i rectuited,mobilized savings,appraised loans and analyzed,presented them to credit committee,process the loans and disbursement,done post disbursement visits and recovered. I managed to creat a portfolio of 200million in 3yrs with a PAR as low as 3%.I appraised individual loans for as much as 30Million.
I have pursed a diploma in business management and currently pursuing an online course on credit analysis from Kenya school of credit.The experience i have in credit drive me want to purse more in lending